Modify Student Loans

Our Mission: Empowering Borrowers to Overcome Student Loan Debt

Modify Student Loans was founded on the conviction that no one should be burdened by insurmountable student loan debt. We stand alongside borrowers, offering comprehensive support and guidance through the intricate web of repayment options and forgiveness programs available. We have a proven track record of helping clients navigate the complexities of the federal loan system and achieve financial freedom.

1. Income-Driven Repayment (IDR) Assistance

• Comprehensive support with enrollment in income-driven repayment plans such as PAYE, IBR, ICR, and REPAYE.
• Assistance in navigating the application process and ensuring accurate documentation.
• Personalized guidance through the eligibility requirements and potential loan forgiveness programs.

2. Public Service Loan Forgiveness (PSLF) Advocacy

• In-depth analysis of your eligibility for Public Service Loan Forgiveness based on your employment history and loan type.
• Assistance in gathering necessary documents and navigating the arduous application process.
• Regular monitoring and updates to ensure your application is processed efficiently.

3. Loan Forgiveness & Discharge Support

• Comprehensive evaluation of your eligibility for various forgiveness and discharge programs, including borrower defense, total and permanent disability discharge, and waiver programs.
• Guidance on how to gather necessary evidence and submit your request for relief.
• Advocacy on your behalf if necessary.

4. Document Preparation & Submission

• Assistance with completing and submitting required documents for enrollment and re-certification purposes.
• Expertise in handling Proof of Income (POI) submissions, tax returns, and other document requirements.
• Assistance in completing the FSA ID Reset process for individuals with forgotten or lost login credentials.

5. Personalized Guidance & Support

• One-on-one consultations to discuss your unique situation and answer your questions.
• Regular progress updates and personalized recommendations based on your evolving needs.
• Advocacy and support throughout the entire process, from initial enrollment to loan forgiveness or repayment completion.

Our Commitment

At Modify Student Loans, we believe in empowering borrowers to take control of their finances and achieve financial freedom. We are committed to providing personalized, compassionate, and comprehensive support throughout your journey. We are passionate about helping you overcome the burden of student loan debt and achieve your financial goals.