Business Details
Your Trusted Financial Partner in Hornell, NY
District 6 Federal Credit Union has served as a trusted financial partner for our community since our founding. As a member-owned, nonprofit cooperative, we prioritize the financial well-being of our members above all else. Our team of experienced professionals delivers personalized banking solutions while maintaining the highest standards of service and integrity. We offer a comprehensive range of financial products including savings and checking accounts, loans, insurance, and digital banking tools designed to meet modern financial needs. Our commitment to community development is demonstrated through competitive rates, transparent fee structures, and innovative services like mobile deposits. We maintain strict compliance with federal regulations and industry best practices to ensure the security of our members' assets.Our curbside assistance program reflects our dedication to accessibility for all members, regardless of physical limitations. Through our partnership with NCUA, we provide federal insurance up to $250,000 for member accounts, offering the same protection as traditional banks with the added benefit of member-focused service. We continually invest in technology upgrades to enhance banking convenience while preserving the personal touch that distinguishes credit unions from commercial banks. Our local decision-making structure allows for faster loan approvals and more tailored financial guidance compared to large national banking institutions.
Services
Shares Accounts
Personal Loans
Vehicle Loans
Home Equity Loans
Mobile Deposits
Bill Pay Services
Visa Debit Cards
Certificate Accounts
Notary Services
Wire Transfers
Highlights and features
- We operate as a member-owned nonprofit financial cooperative
- Our rates are consistently competitive with major banks
- We offer mobile deposit services with quick processing times
- Curbside assistance available for members with accessibility needs
- All accounts insured up to $250,000 through NCUA
Associations and certifications
- NCUA
Services
Shares Accounts
Our Shares Accounts provide secure savings solutions with competitive dividends. Members earn interest while maintaining liquidity through multiple access methods. These accounts serve as the foundation for all credit union services and require only a $25 minimum deposit to open.
Personal Loans
We offer flexible personal loan options for debt consolidation, major purchases, or unexpected expenses. Competitive rates and terms tailored to individual credit profiles ensure affordable monthly payments. Quick approval process with local decision-making authority.
Mobile Deposits
Our mobile deposit service enables convenient check deposits through our mobile app. Users complete deposits in three simple steps with processing times as fast as two hours during business hours. Requires standard mobile banking access and endorsement verification.
Vehicle Loans
We provide financing for new and used vehicles including cars, motorcycles, and specialty vehicles. Competitive interest rates available for qualified borrowers with terms up to seven years. Loan approval process includes trade-in evaluation and insurance requirements.
Home Equity Loans
Home equity loans offer competitive fixed-rate financing using property equity as collateral. These installment loans feature predictable monthly payments and potential tax advantages. Loan-to-value ratios up to 80% available for qualified applicants.
People
Lori Brown
Manager
With over 15 years in credit union operations, Lori leads our team with expertise in financial services and community banking. She oversees daily operations and strategic growth initiatives.
Sarah Payne
Assistant Manager/Notary Public
Sarah manages customer service operations and provides notary services. She brings 10 years of credit union experience and specializes in member financial education.
Wendy Mills
Account Clerk Supervisor
Wendy supervises our teller operations with 12 years of experience in financial transactions. She ensures accurate processing of deposits, withdrawals, and account management services.
Erin Smith
Account Clerk
Erin provides frontline banking services with specialized training in mobile banking solutions. She assists members with account management and transaction processing.
Collin Moretti
Account Clerk
Collin supports daily banking operations with expertise in check processing and account reconciliations. He has served credit union members for five years with exceptional service.
Questions
How do I become a member of District #6 Federal Credit Union?
Membership requires opening a share savings account with $25. You must provide a government-issued ID and meet our eligibility criteria.
What mobile banking services do you offer?
We provide mobile deposits, account management, and bill pay through our Mobiliti app with 24/7 access.
Are my deposits insured?
Yes, all accounts are federally insured up to $250,000 through the National Credit Union Share Insurance Fund (NCUSIF).
Do you offer curbside banking services?
Yes, we provide curbside assistance for members with disabilities or mobility challenges by appointment.
What loan types are available?
We offer personal, vehicle, home equity, student, and debt consolidation loans with competitive rates.
How quickly do mobile deposits process?
Deposits submitted before 2pm typically appear in your account by 4pm on business days.
