Business Details
50+ Years
experience
Your Trusted Financial Partner in Largo, FL
Since 1956, Pinellas Federal Credit Union has been committed to delivering personalized financial services that prioritize member needs. As a member-owned, not-for-profit cooperative, we return profits to our members through competitive rates, low fees, and innovative products tailored to diverse financial goals. Our mission emphasizes professionalism, integrity, and community engagement, ensuring a safe and sound institution backed by NCUA insurance up to $250,000. With a focus on local impact, we support community initiatives and provide free financial guidance to help members achieve long-term stability. Our team of experts leverages decades of experience to offer solutions in savings, loans, and credit services, ensuring accessibility through multiple branches and digital platforms.We differentiate ourselves from traditional banks by maintaining transparency, avoiding risky lending practices, and fostering a culture of trust and accountability. Our commitment to technological advancement ensures members enjoy secure online banking, mobile apps, and tools like Kasasa Checking with rewards. Recognized for exceptional service, we consistently receive testimonials highlighting our courteous staff and family-like approach. With flexible loan options, including auto, home equity, and personal loans, we empower members to navigate lifes financial milestones. Our dedication to continuous improvement and member satisfaction solidifies our role as a trusted financial partner in the Tampa Bay area.
Services
Savings Accounts
Auto Loans
Home Equity Loans
Credit Cards
Mortgage Loans
Details
- Year established: 1956
Highlights and features
- We are a member-owned credit union returning profits through competitive rates and low fees.
- Our team offers personalized financial guidance with decades of local expertise.
- We prioritize community growth through initiatives like holiday payments and local partnerships.
- All deposits are federally insured by the NCUA up to $250,000.
- We provide innovative products like Kasasa Checking with cashback rewards and free financial tools.
Associations and certifications
- NCUA
What people say
Low fees! Great service!
Treated like family
Holiday payment waivers
Patient and supportive staff
Financial and emotional support
Services
Auto Loans
We offer competitive auto loans with rates as low as 5.15% APR for new and used vehicles. Our flexible terms and hassle-free application process cater to both first-time buyers and experienced borrowers. Members can apply online, by phone, or in-branch, with options for refinancing existing loans to secure better rates.
Home Equity Loans
Leverage your homes value with fixed-rate home equity loans or HELOCs. We provide up to 85% LTV with no initial advance required for HELOCs. Our team guides members through options for home improvements, debt consolidation, or education funding, with closing cost reimbursements up to $1,000.
Kasasa Checking
Earn up to 5.00% APY or 5.00% cashback on debit purchases with our Kasasa Checking accounts. No minimum balance is required, and members receive free ATM fee refunds monthly. Qualify with simple transactions like 12 monthly debit purchases and eStatements.
Visa Credit Cards
Our Visa Credit Cards feature rates as low as 9.50% APR with no annual fees. Benefits include EMV chip security, global ATM access, and mobile payment options. We offer personalized convenience checks and 24/7 card member service for added flexibility.
Savings Accounts
Start with a $5 Share Savings Account to become a member. Earn dividends on balances over $200, with options like Money Market and IRAs. Our savings strategies include free ATM/debit cards, direct deposit, and Kasasa Saver accounts with up to 2.00% APY.
People
Sherry Belcher
CEO/President
Sherry Belcher leads Pinellas Federal Credit Union with a focus on member-centric growth and community impact. Her leadership emphasizes financial innovation and operational excellence.
Michelle Laber
VP of Operations
Michelle Laber oversees daily operations, ensuring efficient service delivery and member satisfaction. Her expertise in financial operations strengthens our commitment to personalized support.
Nelson Lapeiretta
VP of Information Technology
Nelson Lapeiretta drives technological advancements, enhancing digital banking security and accessibility. His work ensures members enjoy seamless online and mobile experiences.
Jim Kreiter Jr
VP of Lending
Jim Kreiter Jr. specializes in loan products, guiding members through auto, home, and personal financing options. His approach prioritizes tailored solutions and financial education.
Beth Griffin
VP of Finance
Beth Griffin manages financial strategy and reporting, ensuring fiscal health and compliance. Her leadership supports sustainable growth and member trust.
Questions
Who can join Pinellas Federal Credit Union?
Membership is open to anyone living, working, or attending school in Pinellas County, Florida.
How do I apply for a loan?
Apply online, call 727.586.4422, or visit a branch. Our lending team will guide you through required documentation and approval steps.
Are my deposits insured?
Yes, deposits are insured up to $250,000 by the NCUA, with IRAs insured separately.
What online banking features are available?
Access eStatements, bill pay, mobile check deposit, and CardNav for real-time transaction controls and alerts.
Do you offer credit counseling?
Yes, we provide resources and partnerships to help members improve credit health and financial literacy.
