Business Details
21 Years
experience
Houston Bankruptcy and Tax Lawyer Services
The Law Office of Patrick T. Williams has provided expert legal guidance in bankruptcy and tax law for over two decades. As a licensed attorney, Certified Public Accountant (CPA), and former IRS Revenue Agent, Patrick T. Williams combines unparalleled financial expertise with deep legal knowledge to resolve complex debt and tax challenges. Our practice focuses on empowering individuals and small businesses to regain financial stability through Chapter 7 and Chapter 13 bankruptcy proceedings, IRS debt negotiation, and strategic tax planning. With representation in all Texas state courts, the U.S.District Court for the Southern District of Texas, and the U.S. Tax Court, we deliver tailored solutions that protect client assets and futures. Our commitment to personalized service ensures every client receives comprehensive analysis of their financial situation, transparent communication throughout the process, and actionable plans to achieve long-term financial health.
Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
IRS Tax Debt Relief
Tax Lien Resolution
Bankruptcy Consultation
Details
- Year established: 2005
Highlights and features
- 20+ years of combined legal and accounting expertise in bankruptcy and tax law
- Former IRS Revenue Agent with insider knowledge of tax collection processes
- Personalized debt resolution strategies tailored to individual financial circumstances
- Free comprehensive consultation with detailed financial situation analysis
- Proven track record protecting client assets in Chapter 7 and Chapter 13 cases
What people say
Professional and thorough guidance
Stress-free bankruptcy process
Expertise in tax law
Timely communication
Asset protection success
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief by eliminating unsecured obligations like credit card debt and medical bills. This 90-day process allows debtors to retain exempt assets while discharging qualifying debts. Ideal for individuals with limited income who need immediate financial relief from overwhelming debt burdens.
Chapter 13 Bankruptcy
Chapter 13 bankruptcy restructures debts into manageable monthly payments over 3-5 years. This option helps clients catch up on mortgage arrears, vehicle loans, and tax debts while protecting assets. Customized payment plans consider individual income and essential living expenses.
IRS Tax Solutions
Our IRS tax solutions resolve wage garnishments, bank levies, and tax liens through installment agreements, offers in compromise, and audit representation. As a former IRS agent and CPA, we leverage insider knowledge to negotiate favorable settlements and protect taxpayer rights during collections.
Bankruptcy Consultation
Free one-hour consultations analyze complete financial situations including assets, debts, income, and tax obligations. We evaluate bankruptcy eligibility, discuss alternatives, and create customized debt elimination strategies that align with long-term financial goals.
Tax Debt Resolution
Tax debt resolution services address overdue tax liabilities through penalty abatement, installment agreements, and offer in compromise submissions. We represent clients during IRS audits and collections, working to reduce total tax obligations while maintaining compliance with federal tax laws.
People
Patrick T. Williams
Attorney and CPA
Patrick T. Williams is a Houston bankruptcy attorney with 20+ years of experience in debt relief and tax law. As a Certified Public Accountant and former IRS Revenue Agent, he combines legal and financial expertise to protect client assets during bankruptcy proceedings.
Questions
What's the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 eliminates most debts within 90 days while Chapter 13 restructures payments over 3-5 years. We'll help determine which option best protects your assets.
Can IRS tax debt be discharged in bankruptcy?
Federal income taxes may be dischargeable if specific conditions are met, including timely filed returns and tax age requirements.
Will I lose my home or car in bankruptcy?
Most clients retain essential assets through exemption laws. We strategically protect property while eliminating unsecured debts.
How does bankruptcy affect credit scores?
While bankruptcy appears on credit reports for up to 10 years, many clients rebuild credit within 2-3 years through responsible financial management.
What income requirements exist for bankruptcy eligibility?
Chapter 13 has no income cap but requires disposable income analysis. Chapter 7 uses a means test to determine qualification.
Can employers terminate employees for filing bankruptcy?
Federal law prohibits job termination due to bankruptcy filings. No client has lost employment through bankruptcy proceedings in our 20+ year history.
