Business Details
Your Trusted Mortgage Broker in LaGrange, GA
At Statewide Mortgage, we approach every transaction as if it were our own, prioritizing our clients' best interests above all else. Our team treats each customer with respect and integrity, whether they're purchasing a $500,000 dream home or refinancing a $25,000 loan for debt consolidation. Licensed to operate in Georgia, Alabama, Tennessee, Florida, Kentucky, Indiana, Illinois, and Virginia, we offer a comprehensive range of mortgage products tailored to meet diverse client needs. Our commitment to professionalism extends to how we represent our company, clients, and referral partners, ensuring transparency and ethical practices in every interaction. We actively engage with our community through organizations like Rotary, the Troup County Board of Realtors, March of Dimes, and the American Cancer Society's Relay for Life. With decades of combined experience in mortgage lending, our team provides expert guidance through complex loan programs, including FHA, VA, USDA, conventional, jumbo, and investment property loans.We specialize in rate-term refinancing, cash-out refinancing, and HARP programs, helping clients optimize their financial positions. Our mission is to support local communities through knowledge, expertise, and integrity while delivering exceptional service that makes homeownership accessible and stress-free. Client testimonials consistently highlight our personalized approach, clear communication, and dedication to making the mortgage process as smooth as possible. Through our secure online application system and personalized support, we strive to be the premier mortgage broker in the LaGrange area, serving both first-time homebuyers and experienced investors.
Services
Mortgage Loans
Refinancing Options
FHA Loans
VA Loans
USDA Mortgages
Conventional Loans
Investment Property Loans
ARM Loans
Debt Consolidation Loans
Purchase Loans
Highlights and features
- Licensed in eight states with access to diverse mortgage products
- Active community involvement through local organizations and charities
- Personalized service treating clients as individuals, not transactions
- Expertise in specialized loan programs including HARP and FHA $100 Down
- Decades of combined experience in mortgage lending and refinancing
What people say
Honest, professional
Made me feel a priority
Impeccable service
Went out of their way
Calming presence
Services
Mortgage Loans
We offer comprehensive mortgage loan solutions for home purchases, including conventional, FHA, VA, and USDA programs. Our experienced team guides clients through every step from prequalification to closing, ensuring access to competitive rates and appropriate loan structures. With expertise in both fixed-rate and adjustable-rate mortgages, we help first-time buyers and seasoned investors achieve their homeownership goals while maintaining strict compliance with all regulatory requirements.
Refinancing Options
Our refinancing services include rate-term refinancing, cash-out options, and specialized HARP programs. We help homeowners reduce monthly payments, access equity, or modify loan terms to better suit financial circumstances. Our team works with Fannie Mae and Freddie Mac guidelines to facilitate smooth transitions for eligible borrowers while providing clear explanations of closing costs and potential savings throughout the refinancing process.
FHA Loans
We specialize in FHA mortgage programs requiring as little as 3.5% down payment with flexible credit requirements. Our experts guide clients through the FHA HUD REO $100 Down Program and standard FHA options, explaining upfront and monthly mortgage insurance requirements while helping borrowers understand property eligibility and inspection requirements specific to these government-backed loan programs.
VA Loans
We provide 100% financing VA loan options for eligible military personnel and veterans. Our team explains the VA funding fee structure, helps clients navigate special underwriting guidelines, and ensures access to competitive rates without monthly mortgage insurance. We support veterans in achieving homeownership through the full range of VA loan benefits while maintaining transparent communication about documentation requirements and processing timelines.
Investment Property Loans
Our investment property financing solutions support purchases of residential properties up to four units. We offer both fixed-rate and adjustable-rate options with clear explanations of down payment requirements, debt-to-income ratio considerations, and cash flow analysis needed for these non-owner-occupied loans. Our team helps investors build wealth through real estate with tailored financing solutions that match their investment strategies.
People
K. Dee Horton
Branch Manager | Mortgage Loan Originator
Branch Manager in LaGrange since 2011 with 15+ years mortgage experience. Specializes in FHA, VA, USDA, and conventional loans while maintaining Georgia and Alabama licenses. Committed to personalized service and mortgage education.
Heyward Horton
Mortgage Loan Originator
40-year commercial banking executive turned mortgage professional. Brings extensive experience with residential and commercial projects including construction loans and C&I lending. Licensed mortgage originator with deep industry knowledge across multiple loan types.
Brandon Brooks
Mortgage Loan Originator
Former residential/commercial construction sales expert with unique insights into practical loan applications. Licensed Georgia mortgage originator offering specialized knowledge of various loan programs and their real-world implementation for client benefit.
Kim Lanius
Mortgage Loan Originator
22-year mortgage industry veteran with 19 years as loan originator. Licensed in Georgia, Alabama, and South Carolina. Combines extensive product knowledge with small-town service philosophy to deliver personalized mortgage solutions to local clients.
Anna Mobley
Mortgage Loan Originator
10+ years mortgage lending experience with Auburn University finance background. Prioritizes timely communication and exceptional service. Licensed in Georgia and Alabama, serving communities with personalized mortgage guidance and commitment to client satisfaction.
Questions
What mortgage loan programs do you offer?
We offer FHA, VA, USDA, conventional, jumbo, and investment property loans with both fixed and adjustable rate options across eight states.
How does the mortgage application process work?
Start with online prequalification, then submit documentation for underwriting. We guide you through appraisal, title work, and closing coordination while maintaining clear communication throughout.
Can I refinance if my home is underwater?
Yes, through HARP programs if your loan was sold to Fannie Mae or Freddie Mac before June 1, 2009, with no appraisal required in most cases.
Do you offer specialized programs for first-time homebuyers?
Yes, including FHA $100 Down Program with no appraisal requirement and flexible credit scoring options for qualifying first-time purchasers.
What areas do you serve?
We operate in Georgia, Alabama, Tennessee, Florida, Kentucky, Indiana, Illinois, and Virginia with local expertise in all served markets.
How do you support local communities?
Through active participation in Rotary, Troup County Board of Realtors, March of Dimes, and American Cancer Society initiatives while supporting local homeownership programs.
