Business Details
42 Years
experience
Your Trusted Partner for Financial Advisory Solutions
Established in 1984, we have dedicated four decades to crafting personalized financial strategies that align with our clients' unique goals. Our firm operates under a fiduciary standard, prioritizing prudence, objectivity, and a client-centric approach in all our advisory services. With expertise in financial planning and investment management, we serve individuals, professionals, business owners, and retirees across the United States. Our commitment to exceeding industry standards ensures clients receive informed, ethical guidance tailored to their evolving needs.Through continuous monitoring and collaborative strategy development, we foster long-term relationships built on trust, integrity, and shared financial success. Our team's passion for financial education and adaptive planning processes underscores our role as a trusted partner in achieving client objectives. Backed by 40 years of experience, we remain dedicated to delivering exceptional service that transforms priorities into actionable, future-focused plans.
Services
Financial Advisory Services
Investment Advisory Services
Retirement Planning
Wealth Management
Estate Tax Planning
Details
- Year established: 1984
Highlights and features
- We offer 40 years of experience in personalized financial planning and investment advisory services.
- Our client-centric approach prioritizes prudence, objectivity, and fiduciary responsibility.
- We provide tailored strategies for retirement, wealth management, and estate tax planning.
- Our team holds Certified Financial Planner and Chartered Financial Consultant designations.
- We maintain enduring relationships through continuous monitoring and adaptive planning processes.
Services
Financial Advisory Services
Our financial advisory services create customized strategies to secure your future through comprehensive retirement planning and wealth management. We analyze individual goals, risk tolerance, and financial circumstances to develop actionable plans that evolve with life changes. Clients benefit from our fiduciary commitment to objective advice and ongoing portfolio monitoring.
Investment Advisory Services
We provide expert investment management tailored to your financial objectives and risk profile. Our approach combines market analysis with personalized strategy to optimize portfolio performance. Clients receive regular updates and adjustments to ensure alignment with long-term goals and changing market conditions.
Retirement Planning
Our retirement planning services focus on creating sustainable income streams and tax-efficient withdrawal strategies. We help clients navigate Social Security optimization, pension options, and healthcare cost planning. The process includes scenario modeling to ensure financial security throughout retirement years.
Estate Tax Planning
We develop comprehensive estate plans to preserve wealth and facilitate smooth asset transfer. Services include trust creation, beneficiary designation strategies, and tax mitigation techniques. Our approach ensures compliance with evolving tax laws while honoring clients' legacy intentions.
Wealth Management
Our wealth management solutions integrate investment strategies with risk management and tax planning. We focus on long-term growth while protecting assets through diversified portfolios and insurance solutions. Clients receive coordinated advice across all financial aspects to maximize intergenerational wealth transfer.
People
William B. Howard, Jr.
President, ChFC, CFP
With over 40 years of experience, William B. Howard, Jr. leads our firm as President, holding Certified Financial Planner and Chartered Financial Consultant designations. He specializes in retirement planning and wealth management, guiding clients through complex financial decisions with personalized strategies.
Questions
What financial services do you specialize in?
We specialize in financial planning, investment advisory services, retirement planning, wealth management, and estate tax planning tailored to individual client needs.
How do you work with clients?
We use a collaborative approach, starting with comprehensive goal assessment, followed by personalized strategy development and ongoing portfolio monitoring to adapt to changing circumstances.
Are you a fiduciary?
Yes, we operate under a fiduciary standard, legally obligated to act in our clients' best interests at all times when providing financial advice.
How are your services priced?
We are a fee-only advisory firm, charging transparent management fees based on assets under management without commissions or hidden costs.
What areas do you serve?
We provide services to clients nationwide across the United States, with office locations in Memphis, Tennessee.
How can I access my account?
Clients can access their accounts through our secure online portal available on our website for real-time portfolio monitoring and document access.
