Mark Washburn

Our History

Founded in 1897, Utah Mortgage Loan Corporation holds the distinction of being the oldest non-bank mortgage lender in the state of Utah. For over a century, we have been dedicated to serving Utah homeowners and helping them achieve their real estate dreams. Our commitment to excellence and personalized service has allowed us to build a strong reputation as a trusted and reliable partner throughout the years.

A Local Focus, A National Reach

As a locally owned and operated company, we have a deep understanding of the Utah market. We are dedicated to providing customized solutions that meet the specific needs of our clients, whether they are purchasing their first home, refinancing their existing mortgage, or exploring other home financing options. While we are rooted in our community, we also leverage industry expertise and secure lending practices to ensure we offer competitive rates and comprehensive loan options comparable to larger national lenders.

Building Relationships, Not Just Transactions

At Utah Mortgage, we believe that buying or refinancing a home is more than just a financial transaction; it's a significant life event. Our team of seasoned professionals is driven by a desire to provide an exceptional customer experience from the initial consultation to the final closing. We strive to build lasting relationships with our clients based on trust, transparency, and a genuine commitment to their success.

Our Services: A Full Spectrum of Mortgage Solutions

We offer a wide range of mortgage products to meet the diverse needs of our clients. Whether you are a first-time home buyer, a seasoned investor, or looking to tap into your home equity, we have the expertise and resources to guide you through the process. Our comprehensive services include:

• Fixed-Rate Mortgages: Offering predictable monthly payments and long-term stability.
• FHA Loans: Government-backed loans that require lower down payments and credit scores, making homeownership more accessible.
• VA Loans: Designed for eligible veterans, active-duty military personnel, and their spouses, often featuring zero down payment options.
• Rehab Loans: Funding for both the purchase of a property and the costs associated with renovations or repairs.
• USDA Loans: Government-insured loans for eligible rural properties, with options for no down payment.
• Jumbo Loans: Mortgages for higher-priced homes that exceed conventional loan limits.

• Low Down Payment Purchase Options: Facilitating homeownership with down payment assistance programs and creative financing solutions.

• Investment Property Loans: Tailored financing for rental properties and other investment ventures.

• Reverse Mortgages: Allowing seniors to access equity in their homes without making monthly mortgage payments.

Dedicated to Your Success

Our commitment to exceptional service extends beyond providing financial solutions. We offer dedicated support and resources throughout your mortgage journey. Our experienced team is readily available to answer your questions, provide expert guidance, and navigate the complexities of the mortgage process.

At Utah Mortgage Loan Corporation, we believe in building relationships with our clients that extend beyond the closing table. We are proud to be a trusted partner for homeowners in Utah and are dedicated to helping them achieve their dreams.