David Cowee

Our Story

Founded in 1994, Pineywoods Financial was established with a clear mission: to serve and educate the burgeoning population of retirees and pre-retirees in East Texas. Based in Nacogdoches, our firm has grown over the years to serve hundreds of clients, consistently prioritizing the unique financial needs of each individual. Our core purpose is to empower our clients to achieve their most important financial goals and objectives. This involves a comprehensive understanding of their financial situation, their retirement aspirations, and their overall lifestyle goals. We believe that retirement is a culmination of a lifetime of hard work and dedication, and it should be a time of financial security and enjoyment.

Our team is dedicated to providing exceptional customer care and unwavering support throughout our client's retirement journey. We recognize that retirement doesn't look the same for everyone. We tailor our approach to each client's individual needs and circumstances, ensuring that their plan reflects their unique vision for this new chapter in their lives.

Our Team

At Pineywoods Financial, we are a family-oriented firm built on a foundation of trust, transparency, and collaboration. Our team comprises highly qualified professionals with a wealth of experience in the financial services industry. Each member is passionate about helping our clients achieve financial success and live fulfilling retirements. We foster a culture of continuous learning and professional growth, ensuring that we stay at the forefront of industry advancements and provide our clients with the most current and effective strategies. Our team's combined expertise allows us to offer a comprehensive range of services designed to address every aspect of financial planning and investment management.

What We Do

Pineywoods Financial offers a comprehensive suite of services meticulously designed to help individuals navigate the complexities of retirement planning and create a secure financial future.

Our core offerings include:

• Comprehensive Financial Planning: We begin by taking a deep dive into your unique financial situation, understanding your goals, aspirations, and risk tolerance. This personalized approach allows us to develop a customized financial plan tailored to your specific needs and designed to help you achieve your retirement objectives.

• Investment Management: Our disciplined investment management approach seeks to preserve and grow your assets over the long term. We utilize a variety of investment strategies and asset classes to construct a diversified portfolio that aligns with your risk profile and financial goals. We actively manage your investments, adjusting your portfolio as market conditions change to ensure your investments remain on track.
• Retirement Income Planning: Developing a reliable and sustainable income stream in retirement is paramount. We work with you to create a comprehensive retirement income plan, outlining various income generation strategies and helping you make informed decisions about how to access your savings throughout your retirement years.

Why Choose Us

Pineywoods Financial sets itself apart from the competition with a client-centric approach and a commitment to excellence.

• Experience: Our team boasts over 35 years of combined experience in asset management. We have navigated through diverse market cycles, equipping us with the knowledge and insights to guide you effectively.

• Discipline: We are dedicated to disciplined asset management practices, constantly monitoring your investments and making adjustments to ensure they remain aligned with your financial goals and risk tolerance. We believe that consistent and informed decision-making is crucial for long-term success.
• Independence: As an independent firm, we operate without allegiance to any specific company or product. Our primary focus is on serving the best interests of our clients and recommending solutions that are truly in their best interests.

At Pineywoods Financial, your trust is our most valuable asset. We are committed to building lasting relationships with our clients, providing them with the guidance, support, and expertise they need to achieve a secure and fulfilling retirement.