Business Details
20 Years
experience
Your Partner for Holistic Financial Planning
At Whole Wealth Management, we have dedicated ourselves to helping individuals and families achieve financial well-being since 2006. Our approach combines decades of industry experience with a fiduciary commitment to act in our clients' best interests. We specialize in holistic financial planning and investment management, tailoring solutions to align with each client's unique values and life goals. Our team prioritizes personalized service, maintaining a select client base to ensure dedicated attention and meaningful relationships. Through proactive monitoring and collaborative planning, we help clients navigate complex financial decisions with confidence.Our expertise spans retirement income strategies, tax-efficient investing, risk management, and wealth transfer planning. As independent advisors affiliated with Commonwealth Financial Network, we leverage extensive resources while maintaining objective, product-agnostic counsel. Our nearly 100% client retention rate reflects our commitment to delivering exceptional service and measurable results. We operate with strict adherence to integrity, transparency, and long-term planning principles. Located in New Hampshire, we serve clients nationwide through both in-person and virtual consultations.
Services
Financial Planning
Investment Management
Retirement Planning
Tax-Efficient Strategies
Estate Planning
Risk Management
Wealth Transfer
Retirement Income
College Savings
Charitable Giving
Details
- Year established: 2006
Highlights and features
- We operate as fiduciaries with strict adherence to ethical standards
- Our team maintains over 30 years of combined financial advisory experience
- We offer personalized service with a select client-focused approach
- Our holistic planning methodology addresses all aspects of financial life
- We provide SIPC-protected investment management services through Commonwealth Financial Network
Services
Financial Planning
Our comprehensive financial planning service creates customized roadmaps aligned with your life goals and values. We analyze all aspects of your financial situation to develop actionable strategies that evolve with your changing needs. The process includes cash flow analysis, risk assessment, retirement projections, and tax optimization strategies.
Investment Management
We construct and maintain diversified investment portfolios tailored to your risk tolerance and financial objectives. Our fiduciary approach focuses on tax-efficient strategies, cost-effective solutions, and regular performance monitoring to ensure alignment with your long-term goals. We provide transparent reporting and timely adjustments to market conditions.
Retirement Planning
Our retirement planning service helps you create sustainable income streams while preserving capital. We develop strategies for Social Security optimization, required minimum distributions, pension management, and tax-efficient withdrawals. The comprehensive approach considers healthcare costs, long-term care needs, and estate planning considerations.
Tax-Efficient Strategies
We implement strategies to minimize tax liabilities through proper account selection, asset location, and investment timing. Our approach includes tax-loss harvesting, Roth conversions, and coordinated planning with your accounting professionals to maximize after-tax returns.
Estate Planning
Our estate planning service coordinates with legal professionals to ensure efficient wealth transfer to future generations. We help develop strategies for charitable giving, beneficiary designations, and legacy planning while considering tax implications and family dynamics.
People
Jeffrey W. Keefe
Senior Financial Advisor, Founding Principal
With over 30 years of experience, Jeff founded Whole Wealth Management in 2006 after 13 years as an American Express Financial Advisor. He holds Series 7, 24, 63, 66 licenses, AIF and CLTC designations, and has been recognized as a Five Star Wealth Manager for 12 consecutive years.
Lynda A. Moores
Financial Paraplanner, Client Relations Manager
Lynda joined Whole Wealth Management in 2011, bringing practical client experience from being a former client. She holds FPQP designation, an Associate of Science Degree in education, and serves as a Notary Public for New Hampshire while managing client relations and financial planning implementation.
Questions
How are my assets protected with Whole Wealth Management?
Your assets are protected through SEC/FINRA regulations and SIPC coverage up to $500,000 (including $250,000 cash protection) via our custodian NFS.
What compensation structure do you use?
Financial planning costs $1,000-$5,000 based on complexity. Investment management fees range from 0.50% to 1.50% of total assets under management.
How will I receive account updates?
You'll receive quarterly statements, annual comprehensive reports, and have direct access to advisors for regular communication via phone, email, or in-person meetings.
What happens during our initial consultation?
We'll discuss your financial goals, review your current situation, and determine if our services align with your needs during a no-cost introductory meeting.
What ongoing services can I expect?
We provide proactive portfolio monitoring, regular plan reviews, and timely communication about market changes affecting your financial strategy.
Do you accept client referrals?
Yes, we welcome referrals and appreciate the opportunity to help your friends and family achieve financial well-being through our services.
