Business Details
Your Trusted Fresno Bankruptcy Attorney
I am Peter B. Bunting, a dedicated bankruptcy attorney serving clients in Fresno and surrounding California counties for over 34 years. My practice focuses exclusively on bankruptcy law, providing tailored solutions for individuals facing financial hardship through Chapter 7 and Chapter 13 filings. I prioritize transparent counsel, helping clients understand their options during free consultations while emphasizing asset protection and long-term credit recovery. My office offers bilingual services in English and Spanish, Saturday appointments, and a commitment to simplifying complex bankruptcy processes.With decades of experience analyzing debt structures and navigating bankruptcy courts, I ensure clients receive actionable strategies to regain financial stability. My practice extends beyond court representation to include post-bankruptcy credit rebuilding guidance at no additional cost, reflecting my dedication to comprehensive client support.
Services
Bankruptcy Consultation
Chapter 7 Filing
Chapter 13 Repayment Plans
Foreclosure Defense
Wage Garnishment Stop
Credit Score Recovery
Student Loan Analysis
Timeshare Discharge
Debt Evaluation
Bilingual Legal Services
Highlights and features
- We offer 34+ years of specialized bankruptcy law expertise
- Our practice focuses exclusively on debtor bankruptcy representation
- We provide free credit rebuilding guidance post-bankruptcy
- Bilingual English/Spanish legal services available
- Saturday appointments accommodate working clients
What people say
Highly recommend
Professional and compassionate
Knowledgeable guidance
Smooth process
Credit rebuilding success
Services
Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides debt relief through asset liquidation exemptions. Our firm helps Fresno clients protect maximum assets while eliminating qualifying debts. With over 34 years of experience, we ensure proper disclosure and exemption application to prevent asset loss. This option typically completes within 4-6 months.
Chapter 13 Bankruptcy
Chapter 13 establishes court-ordered repayment plans for clients with regular income. We assist Central Valley residents in restructuring debts over 3-5 years while retaining property. Our maximum $8,500 fee structure includes stopping foreclosures and repossessions without upfront payments, with fees paid through the court plan.
Credit Score Recovery
Post-bankruptcy credit recovery guidance helps clients achieve 750+ FICO scores within 18 months. Our free educational resources teach proper credit utilization and monitoring techniques. This service includes explaining credit report updates and mortgage eligibility timelines following bankruptcy discharge.
Foreclosure Defense
We stop home foreclosures through bankruptcy filings and loan modification strategies. Our Chapter 13 plans allow clients to catch up on mortgage arrears while retaining property. With decades of local court experience, we navigate California's specific foreclosure laws to protect homeownership rights.
Wage Garnishment Stop
Bankruptcy filings immediately halt wage garnishments and creditor collection attempts. Our firm secures automatic stay protections to stop paycheck deductions and harassing calls. We handle all communication with creditors to provide immediate financial relief for clients facing urgent collection actions.
People
Peter B. Bunting
Attorney at Law
With 34+ years of bankruptcy law experience, Peter B. Bunting specializes in Chapter 7 and 13 filings. Admitted since 1986, he focuses exclusively on debtor representation, helping Central Valley clients rebuild financial futures through strategic bankruptcy solutions and post-discharge credit counseling.
Questions
What bankruptcy options exist for Fresno residents?
We handle Chapter 7 liquidation and Chapter 13 repayment plans, helping Central Valley clients choose the best option for their financial situation.
Can bankruptcy stop wage garnishments?
Yes, our firm successfully halts wage garnishments and creditor harassment through bankruptcy filings and automatic stay protections.
Do you offer free bankruptcy consultations?
Yes, we provide free initial consultations to evaluate your financial situation and explain all available debt relief options.
How does bankruptcy affect credit scores?
Most clients achieve 750+ credit scores within 18 months post-bankruptcy through our office's proven credit rebuilding strategies.
Are payment plans available for legal fees?
Chapter 13 attorney fees are paid through court-approved repayment plans rather than upfront payments.
