Business Details
9 Years
experience
Emergency
services
Your Trusted State Farm Insurance Partner in Torrance
Since 2017, Ricky Pennington has proudly served families and businesses as a State Farm Agent, with a commitment to personalized service and community support. Our team combines over 40 years of experience in State Farm agencies with deep local roots in the South Bay area, having lived in Rolling Hills Estates, San Pedro, and the Valley. We specialize in Auto, Homeowners, Business, and Life Insurance across California, Nevada, Oregon, and Arizona, prioritizing tailored coverage that meets individual needs.Our dedication extends beyond insurance through active community involvement, including leadership roles in the Torrance Kiwanis Club and the Salvation Army Torrance Advisory Board. With a background in the automotive industry and military service, we bring discipline, expertise, and a servant mindset to every client interaction. Our mission is to protect your family and assets while fostering trust through transparency, exceptional customer service, and a focus on long-term relationships over transactions.
Services
Auto Insurance
Homeowners Insurance
Business Insurance
Life Insurance
Pet Insurance
Renters Insurance
Condo Insurance
Motorcycle Insurance
Boat Insurance
Commercial Insurance
Details
- Year established: 2017
Highlights and features
- We offer 25+ years of automotive industry expertise for informed insurance guidance.
- Our team actively supports local causes like the Torrance Kiwanis Club and Salvation Army.
- Personalized service prioritizes your unique coverage needs over generic online quotes.
- 24/7 availability for emergencies and virtual meetings ensures constant accessibility.
- Veteran-owned agency brings military discipline and integrity to every client interaction.
What people say
Exceptional customer service
Knowledgeable and helpful staff
Prompt and reliable support
Personalized insurance solutions
Community-focused approach
Services
Auto Insurance
Protect your vehicle with customizable Auto Insurance policies designed to cover accidents, theft, and liability. Our policies include safe driving rewards and bundling discounts while offering 24/7 roadside assistance. With expertise in automotive industry nuances, we ensure tailored protection for personal and commercial vehicles.
Homeowners Insurance
Safeguard your home and belongings against fire, burglary, and natural disasters with comprehensive Homeowners Insurance. Policies cover structural damage, personal possessions, and liability claims while offering innovative programs like the State Farm Ting electrical fire prevention system. We provide personalized risk assessments for Torrance and surrounding areas.
Business Insurance
Secure your business operations with tailored Business Insurance that includes workers' compensation, liability protection, and business continuity plans. Our solutions cater to diverse industriesfrom dentists to retail shopsensuring coverage for property damage, employee injuries, and operational disruptions across multiple states.
Life Insurance
Ensure financial security for loved ones with customizable Life Insurance policies. We offer term and whole life options that cover funeral costs, outstanding debts, and future needs. Our agents guide clients through policy creation, emphasizing estate planning and long-term family protection strategies.
Pet Insurance
Protect your pets with specialized Pet Insurance covering veterinary expenses for accidents, illnesses, and routine care. Policies help manage unexpected medical costs while promoting preventive care. Our team assists in selecting coverage that matches your pet's breed-specific needs and lifestyle.
People
Ricky Pennington
State Farm Agent & Founder
25+ years automotive industry experience, disabled U.S. Army veteran, and Torrance Kiwanis Club President (2023-2024). Specializes in personalized insurance solutions and community-focused service.
Angie Mora
Account Representative
Top-performing team member with 3+ years at the agency and 20+ years industry experience. Fluent in Spanish, dedicated to exceptional customer service and policyholder satisfaction.
Manny Morales Garcia
Business Insurance Representative
Licensed in Property & Casualty and Life & Health insurance. Former Puerto Rico resident with 2019 industry start date, committed to personalized business insurance solutions and client education.
Kevin Queens
Account Representative
Bilingual (English/Spanish) insurance professional since 2019, licensed in Auto, Life, Health, and Property & Casualty. Focuses on community service and comprehensive client preparedness.
Questions
What insurance products do you offer?
We provide Auto, Homeowners, Business, Life, Pet, Renters, Condo, Motorcycle, Boat, and Commercial Insurance policies tailored to individual needs.
Do you serve areas outside Torrance?
Yes, we offer coverage across California, Nevada, Oregon, and Arizona with localized expertise in all served regions.
Can I get 24/7 assistance?
Our team provides 24/7 emergency support and virtual meeting options for policyholders' convenience.
How do you handle claims processing?
We offer hands-on claims assistance with direct agent support throughout the process, ensuring timely and fair resolutions.
Are there discounts available?
We provide safe driving rewards, bundling discounts, and personalized rate optimization strategies during one-on-one consultations.
What sets your agency apart?
Our combination of industry expertise, military discipline, community involvement, and personalized service creates unique client value.
