Business Details
49 Years
experience
Your Trusted Partner for Financial Planning & Investment Management Solutions
Since 1977, we have provided a professional and disciplined approach to investing, developing personalized investment guidelines designed to meet unique client goals. Our team of seasoned investment professionals continuously monitors and adjusts investments to protect and grow wealth, combining decades of experience with proprietary analytics tools. We specialize in active risk management, emphasizing high-quality, income-producing investments designed to adapt to changing economic conditions while prioritizing client security.Our fee-only structure aligns our interests with clients, ensuring transparency and no hidden fees. With offices in Alamo, California, we serve individuals, families, and financial advisors nationwide, offering both investment management and complimentary financial planning services.
Services
Investment Management
Financial Planning
Sub-Advising Services
Retirement Planning
Tax Efficient Investing
Details
- Year established: 1977
Highlights and features
- We offer 45 years of experience in conservative investment strategies and active risk management.
- Our fee-only structure ensures complete transparency and alignment with client interests.
- We provide complimentary financial planning services for investment management clients.
- Our proprietary Advanced Investment Barometers gauge market pressures for timely adjustments.
- We serve clients nationwide with personalized portfolios emphasizing high-quality assets.
Services
Investment Management
Our Investment Management service builds diversified portfolios with multiple layers of protection, focusing on high-quality stocks and bonds. We use proprietary tools like the Advanced Investment Barometers to gauge market pressures and make timely adjustments. This approach aims to generate steady growth while minimizing losses during market downturns.
Financial Planning
We create personalized financial plans addressing retirement forecasting, tax efficiency, legacy preparation, and contingency planning. Our advisors help clients organize their financial lives while coordinating with external attorneys and CPAs. Comprehensive planning services are complimentary for investment management clients.
Sub-Advising Services
Financial advisors gain access to our proven business cycle strategy for managing client portfolios. We handle day-to-day investment decisions while advisors focus on client relationships. Our conservative approach emphasizes risk management and transparent communication with both advisors and their clients.
Retirement Planning
We help clients prepare for retirement using forecasting tools to determine sustainable lifestyle budgets. Our planning process addresses income needs, tax implications, and legacy goals. We emphasize protecting assets during market declines to ensure financial security throughout retirement.
Tax Efficient Investing
Our strategies focus on minimizing tax liabilities through careful asset selection and timing of transactions. We incorporate tax-efficient investment vehicles and coordinate with clients' CPAs for optimal outcomes. This service is integrated into broader financial planning discussions.
People
Martin Pring
Investment Strategist
Award-winning investment strategist with decades of experience in business cycle analysis. Author of multiple books on market timing and risk management, Martin developed the proprietary Advanced Investment Barometers used in our strategies.
Joe Turner
Founder, Emeritus Market Strategist
Co-founder with extensive market analysis expertise, Joe established the firm's conservative investment philosophy. He continues to contribute strategic insights based on his decades of experience in financial markets.
Tom Kopas
Investment Advisor
Experienced investment advisor providing personalized portfolio management. Tom works closely with clients to implement strategies aligned with their financial goals and risk tolerance levels.
Pamela Iwaszewicz
Financial Advisor
Certified financial planner offering comprehensive advice on wealth management. Pamela specializes in coordinating financial plans with clients' legal and tax professionals for holistic solutions.
Jim Kopas
Investment Advisor & Chief Compliance Officer
CFA charterholder managing investment portfolios and ensuring regulatory compliance. Jim combines technical expertise with a focus on protecting client assets through rigorous risk management practices.
Questions
Why should I hire Pring Turner to manage my investment portfolio?
We offer a disciplined approach with personalized investment guidelines developed since 1977, combining experienced professionals and proprietary tools to protect and grow your wealth.
Are you a fee-only investment advisor or commission-based?
We operate a fee-only structure with annual fees between 0.70%-1.00% based on assets under management, ensuring our interests align perfectly with client outcomes.
What will you do to protect my wealth in market declines?
We employ active risk management through asset allocation shifts and focus on high-quality stocks with strong dividends to reduce portfolio volatility during downturns.
How do you differ from passive investment strategies?
Our active risk management approach emphasizes protecting capital during market stress, unlike passive strategies that maintain fixed allocations regardless of economic conditions.
What types of accounts can you manage?
We manage individual accounts, joint accounts, IRAs, 401(k) rollovers, retirement plans, and non-profit organization endowments with a conservative investment approach.
How are investment decisions communicated?
Clients receive detailed quarterly statements and regular market insights, with direct access to advisors for personalized communication about portfolio changes and strategies.
