Business Details
Trusted Retirement Planning for Women in Naples, FL
At Purposeful Money, we specialize in guiding women through one of life's most significant transitions: retirement. With over 25 years of combined experience in wealth management and financial planning, our team provides personalized, human-first advice that extends beyond numbers. We help clients align their financial resources with their life goals, ensuring they step into retirement with confidence, clarity, and a sense of purpose. Our approach blends technical expertise in investment management, tax planning, and Social Security optimization with deep emotional support and life planning. As a fee-only fiduciary, we prioritize our clients' best interests in every decision.Our founder, a Certified Financial Planner with specialized credentials, brings both industry knowledge and personal insight to every client relationship. We offer structured services including retirement assessments, comprehensive planning, and ongoing portfolio management. Our small-group workshops provide additional opportunities for women to explore purpose-driven retirement strategies. Located in Naples, Florida, we serve clients nationwide through virtual consultations and maintain a client-centered philosophy that emphasizes partnership, transparency, and holistic well-being.
Services
Retirement Planning
Investment Management
Social Security Guidance
Tax Planning
Insurance Review
Purpose Workshops
Highlights and features
- 25+ years of specialized retirement planning experience for women
- Fee-only fiduciary committed to client-first advice
- Holistic approach combining financial expertise with life planning
- Personalized guidance without industry jargon or pressure
- Proven track record of client confidence and satisfaction
Associations and certifications
- Certified Financial Planner (CFP)
- Accredited Wealth Management Advisor (AWMA)
- Enrolled Agent (EA)
What people say
Confident in their plan
Trusted advisor relationship
Purpose-driven approach
Clear explanations
Life-changing support
Services
Retirement Planning
Comprehensive retirement planning services that combine financial strategy with life transition support. We help women create personalized roadmaps for their post-career years, addressing investment management, tax optimization, and Social Security strategies while exploring purpose-driven lifestyle planning. Our approach ensures financial security aligns with personal fulfillment.
Investment Management
Active investment management services tailored to retirement goals. We develop customized portfolio strategies that balance growth potential with risk management, regularly monitoring market changes and adjusting allocations to maintain alignment with clients' evolving needs and financial objectives throughout their retirement journey.
Social Security Guidance
Specialized Social Security planning that maximizes retirement benefits through strategic timing and claiming strategies. We analyze individual circumstances to determine optimal approaches for maximizing lifetime income while coordinating with overall retirement plans and tax efficiency considerations.
Tax Planning
Integrated tax planning services focused on minimizing retirement tax burdens. We develop strategies for tax-efficient withdrawals, manage tax bracket optimization, and coordinate with clients' accountants to ensure comprehensive tax planning that supports long-term financial security.
Purpose Workshops
Interactive small-group workshops designed to help women explore non-financial aspects of retirement. These sessions focus on creating meaningful post-career identities, developing purpose-driven daily routines, and building social networks that support emotional well-being during retirement transitions.
People
Erin O'Brien
President and Certified Financial Planner
Certified Financial Planner with 25+ years of experience specializing in women's retirement transitions. Holds CFP, AWMA, and EA credentials. Combines technical expertise with empathetic guidance to help clients create purpose-driven retirement plans that align financial security with personal fulfillment.
Erin McIntosh
Client Care and Support
Client care specialist with 12+ years of experience supporting financial planning clients. Provides operational support, coordinates client communications, and ensures smooth implementation of financial plans while maintaining a warm, personalized approach to client relationships.
Questions
What specific services does Purposeful Money offer for retirement planning?
We provide comprehensive retirement planning including investment management, tax strategy, Social Security optimization, insurance review, and purpose-driven life planning. Our services include initial consultations, detailed assessments, and ongoing portfolio management.
How does your retirement planning process work?
Our process begins with a 15-minute consultation, followed by a discovery meeting to understand your goals. We then provide a retirement assessment, develop a customized plan over six months, and offer ongoing support to adjust your strategy as needed.
What makes Purposeful Money different from other financial advisors?
We combine technical financial expertise with deep emotional support, focusing specifically on women's retirement transitions. As a fee-only fiduciary, we provide jargon-free guidance that addresses both economic security and personal fulfillment during retirement.
Do you work with clients outside Naples, Florida?
Yes, we serve clients nationwide through virtual consultations and online planning tools while maintaining our physical office in Naples, Florida for local clients who prefer in-person meetings.
What credentials does your team hold?
Our lead advisor holds Certified Financial Planner (CFP), Accredited Wealth Management Advisor (AWMA), and Enrolled Agent (EA) credentials. Our team combines industry certifications with extensive practical experience in retirement planning.
