Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Agency in Pennsylvania
At YMI Insurance, we are driven by a mission to protect, advise, and improve the lives of our clients and the communities we serve. Established in 1955 through the founding of Yutz-Merkle Insurance and Lehigh Agency, our legacy spans over six decades of dedicated service. In 2022, these two agencies merged to form YMI Insurance, combining their expertise to offer unparalleled insurance solutions. Our team of seasoned professionals, many with over 15 years of industry experience, is committed to providing personalized service tailored to individual needs. As an independent agency, we represent multiple carriers, ensuring our clients receive the most competitive rates and comprehensive coverage. Our core values of integrity, inclusion, education, teamwork, and inspiration guide every decision we make.We pride ourselves on fostering long-term relationships built on trust and transparency, ensuring our clients are equipped with the knowledge and resources to make informed decisions. With offices in Allentown, Bethlehem, and Stroudsburg, Pennsylvania, we serve clients across PA, DE, MD, NJ, NY, SC, and VA. Our dedication to excellence has earned us numerous awards, including Erie Insurance's Elite Agency Award and recognition in local readers' choice polls. We believe insurance is not just a product but a promisea promise to safeguard our clients' futures and empower them to live their best lives.
Services
Home Insurance
Auto Insurance
Umbrella Insurance
Business Owners Insurance
General Liability Insurance
Life Insurance
Commercial Property Insurance
Workers' Compensation
Cyber Liability Insurance
Business Income Insurance
Details
- Year established: 1955
Highlights and features
- We offer personalized insurance solutions tailored to your unique needs.
- Our team has over 65 years of combined industry experience.
- We represent multiple carriers to ensure competitive rates and coverage.
- We prioritize client education and transparent communication.
- We are deeply rooted in and actively support our local communities.
What people say
Excellent service
Prompt assistance
Competitive rates
Knowledgeable staff
Community-focused
Services
Home Insurance
Home insurance protects your residence and belongings from risks like fire, theft, and natural disasters. We offer customizable policies to cover your home's structure, personal property, and liability. Our policies include options for additional living expenses, flood coverage, and scheduled valuables, ensuring comprehensive protection tailored to your lifestyle.
Business Owners Insurance
Business Owners Insurance combines property and liability coverage into one policy. It safeguards against risks like property damage, bodily injury claims, and business interruptions. We tailor policies to include cyber liability, workers' compensation, and commercial auto coverage, ensuring holistic protection for your operations and assets.
Life Insurance
Life insurance provides financial security for your loved ones in the event of your passing. We offer term, whole, and universal life policies to suit varying needs. Coverage can replace lost income, pay off debts, or fund future expenses, ensuring your family's financial stability and peace of mind.
General Liability Insurance
General liability insurance covers third-party claims for bodily injury, property damage, and advertising injuries. It protects your business from lawsuits and associated costs, including medical expenses and legal fees. We customize policies to address industry-specific risks, ensuring robust protection for your operations.
Umbrella Insurance
Umbrella insurance provides additional liability coverage beyond standard policies. It kicks in when primary limits are exhausted, protecting against catastrophic claims. We offer policies that extend to auto, home, and watercraft liabilities, ensuring financial security against unforeseen events.
People
Jim Honochick
Managing Director
Jim Honochick, a seasoned insurance professional with over 30 years of experience, leads YMI Insurance's strategic direction. He joined the agency in 1996 and has driven its growth through a commitment to client-centric service and community engagement.
Jimi Honochick
President
Jimi Honochick, holding an MBA and CFA designation, brings financial expertise to YMI Insurance. He joined in 2021, focusing on innovation and client education. His leadership emphasizes leveraging technology to enhance insurance solutions.
Antoinette Barr
Personal Lines Manager
Antoinette Barr specializes in personal insurance, ensuring clients receive tailored coverage. With extensive knowledge of home and auto policies, she prioritizes clear communication and proactive risk management to safeguard client assets.
Helayne Brindisi
Business and Life Insurance Consultant
Helayne Brindisi advises businesses and individuals on life and commercial insurance. Her approach focuses on aligning coverage with long-term financial goals, ensuring clients are prepared for future uncertainties.
April Horner
Commercial Account Manager
April Horner manages commercial accounts, offering expertise in business insurance solutions. She works closely with clients to identify risks and implement policies that protect against liability, property damage, and operational disruptions.
Questions
What types of insurance does YMI Insurance offer?
We provide home, auto, life, business, umbrella, and specialty insurance for industries like construction, auto services, and wineries.
Can I bundle home and auto insurance?
Yes, bundling policies often reduces costs and simplifies coverage management.
Is YMI Insurance available outside Pennsylvania?
We are licensed in PA, DE, MD, NJ, NY, SC, and VA, serving clients across these states.
How do claims affect premiums?
Claims and violations may increase rates for 3-5 years, depending on severity and fault.
Do you offer 24/7 claim support?
Yes, our carriers provide 24/7 claim centers for emergencies.
What sets YMI Insurance apart?
We combine personalized service, multi-carrier options, and community dedication to deliver tailored solutions.
Videos
