Business Details
50+ Years
experience
Your Wisconsin Community Bank
Peoples State Bank was founded in 1962 to serve the financial needs of west side Wausau business owners, employees, and families. We operate as a community bank dedicated to trusted relationships, local decision-making, and reinvestment in communities across Wisconsin. Our agile structure enables personalized service, combining the resources of a regional institution with the attentiveness of a neighborhood bank. Employees actively participate in community development through 5,155 annual volunteer hours and $250,000 in organizational donations.We emphasize digital banking tools while maintaining physical Wisconsin locations for comprehensive financial access. Backed by FDIC insurance and recognized as an SBA Preferred Lender, our 60-year legacy includes consistent shareholder dividends and top-tier community bank rankings.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Business Banking
SBA Loans
Digital Banking
Credit Cards
Wealth Management
Community Investments
Details
- Year established: 1962
Highlights and features
- We make loan decisions locally without external bureaucracies
- Our employees volunteer over 5,000 hours annually in Wisconsin communities
- Digital banking tools available 24/7 with physical branch support
- Recognized as Top 200 Community Bank by American Banker Magazine
- SBA Preferred Lender with specialized small business loan programs
Associations and certifications
- FDIC
What people say
Exceptional service
Community involvement
Digital tools work well
Knowledgeable staff
Services
Business Checking Accounts
Tailored business banking solutions with tiered options for different transaction volumes. Features include digital banking tools, fraud protection, and local decision-making support. Available with or without interest earnings while maintaining organizational financial flexibility.
SBA Loans
Government-backed lending programs for business growth and capital needs. Offers up to $5M with competitive rates and flexible terms. Includes 7A general business loans and 504 real estate/equipment financing options with low down payment requirements.
Mortgage Lending
Comprehensive residential mortgage services including purchase loans, refinancing, and home equity options. Provides pre-approval guidance, regional market expertise, and closing cost credits. Supports both first-time buyers and experienced homeowners.
Digital Banking
24/7 access to account management through mobile apps and web platforms. Features include bill pay, mobile check deposits, transaction tracking, and budgeting tools across personal and business account types.
Community Investment
Active community development through employee volunteer programs and organizational donations. Focuses on education, youth programs, economic development, and human service organizations across Wisconsin locations.
Questions
How do I apply for a mortgage loan?
Complete our online application or contact local lenders in Wisconsin for personalized assistance with home loan options.
What makes Peoples different from other banks?
We combine local decision-making with community investment, maintaining Wisconsin roots since 1962.
Can businesses access cash management tools?
Yes, our Business Premier account includes ACH origination, remote deposit, and customized financial solutions.
Are mobile banking services secure?
Digital platforms use encrypted connections and fraud protection programs to safeguard your financial information.
How does the referral program work?
Earn up to $500 for referring friends who open eligible accounts with our Wisconsin banking services.
What SBA loan types are offered?
We provide both 7A general business loans and 504 real estate/equipment financing options with dedicated support.
