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Your Trusted Insurance Partner in Flowood, MS
Insurance Protection Specialists is an independent insurance agency based in Flowood, Mississippi, dedicated to providing comprehensive insurance solutions for both personal and business needs. With over 34 years of combined experience, our team of risk managers and account managers works closely with clients to identify affordable coverage options tailored to their unique circumstances. We represent more than 30 reputable carriers, including Nationwide, Safeco, Liberty Mutual, MetLife, State Auto, and Progressive, ensuring access to competitive rates and diverse policy options. Led by owners Chip Jones and Bubba Howell, who bring 50 years of combined industry expertise, we prioritize personalized service and local market knowledge to deliver reliable insurance protection. Our commitment to client satisfaction is reflected in our streamlined processes for policy management, claims assistance, and 24/7 support.

We specialize in auto, home, commercial, boat/watercraft, flood, life, motorcycle, renters, RV, and umbrella insurance, addressing a wide range of risk management needs. By maintaining strong relationships with top-tier insurers, we ensure our clients receive customized solutions that balance cost-effectiveness with comprehensive coverage. Our agency also offers convenient digital tools for policyholders, including online account management, ID card printing, and payment processing. Through community engagement and educational initiatives like our monthly newsletter, we strive to empower clients with the knowledge needed to make informed insurance decisions. At Insurance Protection Specialists, we combine decades of expertise with a client-centric approach to build lasting partnerships grounded in trust and transparency.
Services
Auto Insurance Home Insurance Commercial Insurance Boat/Watercraft Insurance Flood Insurance Life Insurance Motorcycle Insurance Renters Insurance RV Insurance Umbrella Insurance
Highlights and features
  • Over 34 years of combined insurance experience
  • Access to 30+ top insurance carriers
  • Personalized policy recommendations for unique needs
  • Local expertise in Mississippi insurance markets
  • 24/7 support for policyholders and claims assistance
Services
Auto Insurance
Auto insurance policies protect drivers from financial losses due to accidents, theft, or vehicle damage. We offer coverage options for personal and commercial vehicles, including liability, collision, and comprehensive protection. Our team helps clients find affordable rates through multiple carriers while ensuring adequate coverage for Mississippi drivers.
Home Insurance
Home insurance provides financial protection against property damage, liability claims, and living expenses during repairs. We offer policies covering homes, condos, and rental properties with customizable options for flood, wind, and personal property coverage. Our agents help Mississippi homeowners secure competitive rates through top-tier insurers.
Commercial Insurance
Commercial insurance protects businesses from risks like property damage, liability claims, and operational disruptions. We provide tailored solutions for Mississippi businesses, including general liability, workers' compensation, and business interruption coverage. Our team works with multiple carriers to find cost-effective policies that match specific industry needs.
Life Insurance
Life insurance policies offer financial security for beneficiaries upon the policyholder's death. We offer term and permanent life insurance options to protect families and businesses. Our agents help clients evaluate coverage needs and find affordable policies through trusted carriers like MetLife and Nationwide.
Boat/Watercraft Insurance
Boat insurance covers watercraft-related risks including accidents, theft, and weather damage. We provide coverage for motorboats, sailboats, and personal watercraft with options for liability protection and trailer coverage. Our Mississippi-based agency helps clients secure specialized policies through insurers experienced in marine risks.
People
Chip Jones
Owner
With 25+ years in the insurance industry, Chip Jones specializes in risk assessment and policy customization for personal and commercial clients. His expertise ensures clients receive comprehensive coverage tailored to Mississippi's unique insurance landscape.
Bubba Howell
Owner
Bubba Howell brings 25+ years of insurance experience, focusing on business insurance solutions and client relationship management. His local market knowledge helps businesses navigate complex coverage requirements while maintaining cost-effective protection strategies.
Questions
What types of insurance do you offer?
We provide auto, home, commercial, life, boat, flood, motorcycle, renters, RV, and umbrella insurance policies for Mississippi residents and businesses.
How can I get a free insurance quote?
Visit our website to request a quote online or call 601-992-4040 to speak with a licensed agent who can help compare rates from multiple carriers.
Do you work with multiple insurance companies?
Yes, we partner with over 30 carriers including Nationwide, Safeco, Liberty Mutual, and Progressive to find competitive coverage options for our clients.
Can I manage my policy online?
Yes, our Client Center allows policyholders to view documents, print ID cards, make payments, and add drivers through our secure online portal.
How do I file an insurance claim?
Report claims through our website or contact your carrier directly. Our team provides guidance throughout the claims process to ensure timely resolution.