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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Chardon, OH
Founded in 1950 by Richard P. Love Sr., our agency has built a legacy of delivering personalized insurance solutions tailored to the unique needs of our clients. With over seven decades of experience, we specialize in auto, home, life, health, and business insurance, serving Chardon and surrounding Ohio communities. Our team of dedicated professionals prioritizes integrity, transparency, and exceptional service, ensuring clients receive competitive rates and comprehensive coverage.

We pride ourselves on fostering long-term relationships by treating every client like family, offering expert guidance through lifes uncertainties. Our commitment to innovation and adaptability ensures we meet modern challenges while maintaining the trust and loyalty of generations of policyholders.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Health Insurance Commercial Auto Workers Compensation Personal Umbrella Travel Insurance Annuities
Details
  • Year established: 1950
Highlights and features
  • We offer free quotes and dedicated personal service.
  • Our team has over 70 years of combined industry experience.
  • We specialize in customized insurance solutions for Northeast Ohio.
  • We provide seamless claims assistance with trusted partners.
  • Our agency maintains partnerships with top-rated insurance carriers.
What people say
Seamless claims process Professional and prompt Great customer service Competitive rates Personalized service
Services
Auto Insurance
Auto insurance protects against financial loss from accidents, theft, or damage. Our policies include liability, collision, and comprehensive coverage tailored to Ohio drivers. We help clients select affordable options that meet legal requirements and personal needs while ensuring prompt claims support.
Homeowners Insurance
Homeowners insurance safeguards property against damage and liability claims. We offer policies covering structural repairs, personal belongings, and legal expenses. Our agents ensure adequate protection for Chardon residents, balancing cost-effectiveness with comprehensive risk management for peace of mind.
Life Insurance
Life insurance provides financial support to beneficiaries upon policyholder death. We offer term and whole life options to protect families and businesses. Our advisors help clients choose policies that replace income, cover debts, or fund future needs like education or retirement.
Business Insurance
Business insurance mitigates risks from property damage, liability, or operational disruptions. We provide general liability, workers' compensation, and specialized policies for Ohio businesses. Our solutions protect assets, ensure regulatory compliance, and support long-term stability for diverse industries.
Health Insurance
Health insurance reduces costs for medical care, prescriptions, and preventive services. We offer individual, family, and group plans tailored to budget and coverage needs. Our team helps clients navigate options to find affordable policies that ensure access to quality healthcare providers in Northeast Ohio.
People
Ashley Ludlow
Agent/Producer
Ashley Ludlow specializes in personalized insurance solutions, offering expert guidance on auto, home, and business policies. With years of experience, she ensures clients receive tailored coverage and seamless claims support while maintaining strong community relationships.
James P. Love
President
James P. Love leads with decades of industry expertise, upholding the agency's founding principles of integrity and client-focused service. He oversees strategic growth while ensuring adherence to high standards of professionalism and community engagement in Northeast Ohio.
Kenya Williams
Agent/Producer
Kenya Williams provides customized insurance solutions for individuals and businesses, focusing on transportation and commercial needs. Her client-centric approach ensures competitive rates and comprehensive coverage while delivering exceptional service to Ohio policyholders.
Cathy Rice
Senior Account Manager
Cathy Rice manages client accounts with precision, ensuring accurate policy administration and timely support. Her expertise in insurance operations helps maintain strong customer satisfaction and efficient service delivery for personal and business clients.
Katie Love
Claims Coordinator
Katie Love streamlines the claims process, providing prompt assistance and clear communication during critical times. Her dedication to resolving claims efficiently ensures clients receive timely support and fair outcomes aligned with their policy coverage.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, business, commercial auto, workers' compensation, and personal umbrella insurance for individuals and businesses in Ohio.
How can I get a free insurance quote?
Request a free quote online or contact us directly. Our agents will assess your needs and compare options to find affordable, tailored coverage solutions.
Do you specialize in local Ohio insurance needs?
Yes, we focus on serving Chardon and Northeast Ohio communities, offering policies that address regional risks and regulatory requirements for personalized protection.
Can you help with business insurance requirements?
We provide comprehensive business insurance, including liability, property, and workers' compensation coverage tailored to Ohio industries and compliance standards.
What if I need assistance with a claim?
Contact our office directly. Our team offers prompt claims support, guiding you through the process and coordinating with trusted partners for efficient resolution.
Do you offer financing options for insurance premiums?
Yes, we provide premium financing solutions to help clients manage insurance costs while maintaining continuous coverage for personal or business needs.