Keith Iwanabe

At Spec Home Loans, we believe that the process of securing a mortgage should be as straightforward as possible. Our team of highly qualified professionals is dedicated to providing the best mortgage solutions for the residents of Southern California, with a focus on exceptional service, responsiveness, and transparency.

Our Story

Spec Home Loans was established in 2006 by Southern California native Brian Barre, an accomplished business leader with extensive knowledge and experience in the real estate and mortgage industries. With a vision of providing a new standard for customer experiences, Brian built Spec from the ground up through referral and repeat business. By offering exceptional buying, selling, and lending services, as well as assembling a highly qualified team to serve clients, Spec has become one of the leaders in the mortgage game, and continues to grow with each passing year.

Our Promise

At Spec Home Loans, we are dedicated to providing the best mortgage solutions for the residents of Southern California, and strive to provide exceptional service through responsiveness, transparency, and a client-centered approach. We believe that the process of securing a mortgage should be as straightforward as possible, and tailored to meet the individual needs of our clients. Our team of highly qualified professionals are here to support and walk you through all aspects of the loan process, combining the highest level of service with the best rates in the industry.

Our Services

We offer numerous financing options to fit our clients' specific needs. Our loan products include but are not limited to conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and more. Our team will work closely with you to determine the best loan option for your unique situation, and guide you through the entire loan process from application to closing. We also provide expert advice on refinancing, home equity loans, and other mortgage-related services.

Our Team

Our team of mortgage professionals has years of experience in the industry and is dedicated to providing exceptional service to our clients. Our team members are highly knowledgeable, responsive, and committed to helping you achieve your homeownership goals. From our licensed loan officers to our support staff, everyone at Spec Home Loans is dedicated to providing a seamless and stress-free mortgage experience.

Why Choose Us

At Spec Home Loans, we pride ourselves on our commitment to exceptional service, transparency, and responsiveness. We believe that the process of securing a mortgage should be as straightforward as possible, and we strive to make the process easy and affordable for our clients. Our team of highly qualified professionals is dedicated to providing the best mortgage solutions for the residents of Southern California, and we look forward to helping you achieve your homeownership goals.