Empowering innovative entrepreneurship, one solution at a time.
Our Story
Founded in 1944, Cote Agency has been a trusted provider of quality insurance solutions for families, businesses, and individuals in the Upstate New York area. From our humble beginnings in Windsor Cote's kitchen, we've grown into a leading insurance agency, dedicated to providing unparalleled customer service and competitive coverage.
Our Mission
Our mission is to establish meaningful relationships with our clients by offering:
- The Best Coverage: Comprehensive insurance plans tailored to your specific needs.
- The Best Prices: Competitive premiums negotiated with a network of over 50 top-rated insurance providers.
- The Best Service: Personalized attention from experienced agents who treat you like family.
What We Offer
Cote Agency offers a wide range of insurance products to meet your unique needs, including:
For Individuals
- Auto Insurance
- Motorcycle Insurance
- RV & Boat Insurance
- Homeowners Insurance
- Life Insurance
For Businesses
- Business Insurance
- Commercial Auto Insurance
- General Liability Insurance
Specialized Coverage
- Flood Insurance
- Watercraft & Boat Insurance
Why Choose Cote Agency?
- Local Expertise: Our experienced agents are deeply familiar with the specific needs of the Upstate New York community.
- Personalized Attention: We take the time to understand your individual insurance goals and concerns.
- Wide Coverage Options: We offer a comprehensive range of insurance plans to meet your unique needs and budget.
- Competitive Prices: We negotiate competitive premiums from top-rated insurance providers.
- Exceptional Customer Service: We are dedicated to providing exceptional customer service and are committed to answering your questions and resolving any issues promptly.
Our Commitment
We believe in building strong relationships with our clients and providing them with the peace of mind they deserve. Our commitment to personalized attention, comprehensive coverage, and competitive pricing has earned us the trust and loyalty of our clients for over 75 years.

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