Business Details
50+ Years
experience
Your Arizona Credit Union for Checking, Savings & Loans
Arizona Financial has been a trusted financial cooperative since 1936, dedicated to empowering Arizona families and businesses through personalized banking solutions. As a member-owned institution governed by a volunteer board, we prioritize community impact over profit, offering competitive rates and innovative services like early payroll deposits, identity protection, and award-winning mobile banking. With over 175,000 members and recognition as Arizona's #1 credit union by Forbes, we combine local expertise with national-level convenience.Our commitment to financial education and community development is reflected in initiatives like the Arizona Financial Foundation, which has donated over $600,000 to local nonprofits since 2020. Through our cooperative model, members benefit from lower loan rates, higher savings dividends, and reduced fees while supporting Arizona's economic growth.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Auto Loans
Credit Cards
Wealth Management
Business Banking
Mobile Banking
Overdraft Protection
Financial Coaching
Details
- Year established: 1936
Highlights and features
- 90+ years of Arizona-focused financial expertise
- Member-owned cooperative returning profits to members
- Award-winning digital banking platform with Zelle integration
- No hidden fees on core checking accounts
- Community investment through Arizona Financial Foundation
Associations and certifications
- Forbes Best-In-State Credit Union
- Bauer Financial 5-Star Credit Union
What people say
Great mobile app
No monthly fees
Local community support
Quick service
Financial education resources
Services
Checking Accounts
Arizona Financial offers multiple checking solutions including Free Checking with no monthly fee and Premier Checking with early payroll deposits, identity protection, and dividend earnings. Accounts feature mobile banking integration, Zelle transfers, and overdraft options. Designed for individuals and businesses across Arizona with no minimum balance requirements for basic accounts.
Mortgage Loans
Our mortgage division provides purchase, refinance, and construction loans with down payment options as low as 3%. Available terms range from 10-30 years with conventional, FHA, VA, and USDA programs. Local loan officers assist with pre-approvals and market-specific guidance for Arizona homebuyers.
Auto Loans
Competitive APRs starting at 5.99% for new and used vehicle purchases. Loan terms up to 72 months for autos and 144 months for motorcycles. Members receive rate discounts and flexible repayment options through Arizona Financial's auto financing programs.
Wealth Management
Comprehensive wealth solutions including IRAs, 401(k) rollovers, and brokerage services through LPL Financial. Advisors help members plan for retirement, education savings, and estate strategies with access to mutual funds, stocks, and annuity products.
Business Banking
Tailored solutions for Arizona businesses including checking accounts, credit cards, equipment financing, and SBA loans. Additional services feature merchant processing, treasury management, and business-specific digital tools like remote deposit capture.
People
Amy L. Hysell
President & CEO
Leading Arizona Financial since 2022, Amy brings 25+ years of credit union experience focused on digital transformation and community development. She oversees strategic operations and expansion initiatives across Arizona.
David Albertson
Chairman of the Board
David serves as volunteer board chairman, guiding policy and strategic direction. With 15+ years in financial services leadership, he ensures member interests remain central to organizational decisions.
Greg Thorell
SVP Residential Lending
Greg leads mortgage operations with expertise in construction loans and homebuyer education. He manages Arizona Financial's 15+ member mortgage team across the state.
Charles Carter
Chair of Supervisory Committee
Charles oversees compliance and audit functions as head of the Supervisory Committee. He ensures financial integrity and regulatory adherence across all operations.
Kathryn Bejarano
Residential Sales Manager
Kathryn manages mortgage sales operations, helping first-time homebuyers and refinancers access Arizona's housing market through personalized loan solutions and financial guidance.
Questions
What checking accounts are available for Arizona residents?
We offer Free Checking with no monthly fee, Premier Checking with enhanced benefits, and age-specific accounts for teens and young adults.
How can I access mobile banking services?
Download the Arizona Financial app from the App Store or Google Play for mobile deposit, bill pay, and real-time account management.
What mortgage options do you offer?
We provide conventional, FHA, VA, USDA, and jumbo loans with terms from 10-30 years, including construction and reverse mortgage options.
Are there overdraft protection options?
Yes, we offer overdraft transfers from savings, credit lines, and our Overdraft Privilege program with $35 per-transaction fees.
How do I become eligible for membership?
You're eligible if you live, work, worship, or attend school in any Arizona county, or make a $15 donation to Local First Arizona.
