Business Details
Your Trusted Financial Partner in Lawrenceville, GA
Peach State Federal Credit Union has been dedicated to serving our community with personalized financial solutions since our founding. We prioritize member needs through a wide range of services including low-rate credit cards, auto loans, home equity loans, and savings programs. Our commitment to financial education is demonstrated through free resources like blogs, calculators, and the BALANCE Financial Fitness program. The C.A.R.E.S. Foundation reflects our dedication to local communities, having contributed over $2 million to organizations that support arts, education, and social services.With multiple account options for individuals and businesses, we combine modern technology like mobile banking with traditional values of trust and transparency. Our team focuses on delivering exceptional service, as evidenced by long-term member testimonials praising our friendly, professional approach. We operate under strict compliance with financial regulations and maintain NMLS certification #483559 to ensure member protection.
Services
Auto Loans
Credit Cards
Savings Accounts
Home Equity Loans
Business Checking
Mortgages
Personal Loans
RV Loans
ATV/UTV Loans
Boat Loans
Highlights and features
- We offer low-rate credit cards with no annual fees or balance transfer charges
- Our C.A.R.E.S. Foundation has contributed over $2M to local communities
- NMLS-certified institution with 30+ years of member testimonials
- We provide free financial education resources and debt management tools
- Personalized service with 25-day grace period on all purchases
Associations and certifications
- NMLS #483559
What people say
Treated as a person
Friendly, helpful, professional
Like family
30+ years membership
Member-centric approach
Services
Auto Loans
Our auto loans feature competitive rates and flexible terms for new and used vehicle purchases. Members benefit from specialized programs like the Fresh Start Auto Loan for credit rebuilding. With online application options and quick approval processes, we help members secure financing that fits their budget and lifestyle needs.
Credit Cards
We offer low-interest credit cards with rewards programs and no annual fees. Features include 25-day grace periods, fee-free balance transfers, and cash advances. Our Peach State Credit Card Rewards program turns everyday purchases into valuable perks while maintaining affordable interest rates.
Savings Accounts
From basic savings to youth accounts and money market options, our savings products cater to diverse financial goals. The eXtreme Teen Checking program teaches financial responsibility, while the Club Deposit Insurance ensures member funds are protected through NCUA coverage.
Home Equity Loans
We provide home equity lines of credit and fixed-rate home equity loans for major expenses. These secured loans offer competitive rates for home improvements, debt consolidation, or other significant financial needs while maintaining flexible repayment options.
Business Checking
Our business checking accounts include merchant services for payment processing. Designed for small businesses, these accounts offer specialized features like commercial real estate financing and equipment loans to support growth and operational needs.
Questions
What credit card options do you offer?
We offer low-rate credit cards with no annual fees, including the Peach State Credit Card Rewards program featuring cashback and purchase perks.
How can I access online banking services?
Our online banking platform provides 24/7 access to account management, bill pay, mobile check deposit, and real-time transaction tracking through our mobile app.
What loan types are available for personal use?
We offer auto loans, home equity loans, personal loans, boat loans, and RV financing with competitive rates and flexible terms for qualified applicants.
Do you provide financial education resources?
Yes, our Resource Center offers free financial literacy tools including debt management guides, car buying tips, and loan calculators to help members make informed decisions.
How does your rewards program work?
The Peach State Credit Card Rewards program converts everyday purchases into points redeemable for cashback, travel, and merchandise while maintaining low interest rates.
What community initiatives do you support?
Through the C.A.R.E.S. Foundation, we've contributed over $2 million to local organizations supporting arts, education, and community service programs in our service area.
Videos
