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Your Trusted Partner for Business Funding Solutions
Consolidated Funding has established itself as a premier provider of business financing solutions, dedicated to empowering entrepreneurs through innovative funding options. With a focus on speed, flexibility, and security, we leverage advanced data-driven methodologies to deliver tailored financial services that meet the unique needs of small businesses. Our team prioritizes client relationships over transactional interactions, offering transparent processes and personalized support to ensure businesses access capital efficiently.By eliminating traditional barriers like collateral requirements and rigid credit score thresholds, we enable companies to secure funding for expansion, inventory purchases, payroll, and emergency needs. Our commitment to rapid decision-making and same-day funding positions us as a reliable partner for businesses seeking immediate growth opportunities. Through continuous innovation and a customer-centric approach, we maintain industry leadership while upholding strict data security protocols to protect sensitive client information.
Services
Merchant Cash Advance
Term Loans
Lines of Credit
Hard Money Loans
Surety Bonds
Bridge Financing
Equipment Financing
Payroll Funding
Inventory Financing
Emergency Capital
Highlights and features
- We offer same-day funding decisions with automated processing
- Our data-driven approach eliminates traditional collateral requirements
- Flexible repayment terms tailored to business cash flow patterns
- We serve 250+ industries with minimum credit score requirements
- Advanced encryption protects all client financial information
Services
Merchant Cash Advance
Merchant cash advances provide immediate capital based on future credit card sales. Businesses receive lump sums repaid through automated daily deductions. Ideal for companies with high card transaction volumes needing rapid funding for inventory purchases, equipment upgrades, or operational expenses. Our flexible terms accommodate seasonal cash flow variations while maintaining predictable repayment structures.
Term Loans
Structured term loans deliver fixed monthly payments with clear maturity dates. Designed for long-term investments in business expansion, real estate acquisitions, or major equipment purchases. Competitive rates starting at 8% APR with loan amounts ranging from $25,000 to $350,000. Collateral requirements vary based on applicant qualifications and repayment capacity.
Lines of Credit
Flexible lines of credit offer ongoing access to working capital with draw fees between 1-3%. Businesses can access funds repeatedly up to approved limits for managing cash flow gaps, unexpected expenses, or growth opportunities. Terms range from 9-24 months with weekly or monthly repayment options tailored to business revenue cycles.
Hard Money Loans
Hard money loans provide short-term financing secured by real estate assets. Available for commercial properties or primary residences outside homestead states. Loan-to-value ratios between 50-75% with terms up to 36 months. Designed for borrowers with limited credit history seeking bridge capital for property development or business operations.
Surety Bonds
Surety bond services facilitate bid, performance, and payment bonds through partnered providers. We assist businesses in securing required financial guarantees for contract fulfillment. The process includes financial documentation review and market placement to ensure competitive bonding terms for construction and service contracts.
Questions
What business financing options are available?
We offer merchant cash advances, term loans, lines of credit, hard money loans, and surety bonds with funding amounts ranging from $10,000 to $20 million.
How quickly can I receive funding?
Same-day approvals and funding within 24 hours for qualified applicants. Most business lines of credit become available within 5-7 business days after application.
What are the minimum eligibility requirements?
Requirements vary by product but generally include 3-24 months in business, $15,000+ monthly revenue, and minimum 500+ FICO scores. No collateral required for many programs.
Are there any application fees?
No application fees for most programs. Some loan products may include 1-3% draw fees or 5% origination fees for term loans.
How do repayments work?
Flexible repayment options include daily/weekly ACH transfers, credit card splits, or lock box payments. Terms range from 6 months to 20 years depending on loan type.
Can startups qualify for funding?
Minimum time in business ranges from 3 months (for advances) to 2 years (for traditional loans). Start-up businesses may qualify through alternative documentation and cash flow analysis.
