J&M Insurance Agency

At J & M Insurance Agency, we are dedicated to providing top-quality insurance services to our clients in Harper, Kansas, and the surrounding areas. As an independent insurance agency, we represent many different companies, giving you the advantage of choosing the best carrier for your insurance needs. Our team of experienced professionals works tirelessly to ensure that your insurance needs are met with the utmost care and attention.

Our goal is to educate and service the communities in Harper, Kansas, and beyond. We believe that insurance should be more than just a policy; it should be a safeguard for your future and the future of your loved ones. That's why we offer a wide range of insurance services to cater to all your needs, whether personal or commercial.

Personal Insurance Services

At J & M Insurance Agency, we understand that your personal insurance needs are unique and important. That's why we offer a variety of personal insurance services, including:

• Auto Insurance: We provide comprehensive auto insurance policies that cover you and your vehicle in case of an accident, theft, or other unforeseen events.
• Homeowners Insurance: Our homeowners insurance policies are designed to protect your home and your personal belongings from damage or loss.
• Individual Life Insurance: We offer life insurance policies that can help ensure your loved ones are financially protected in the event of your passing.
• Motorcycle Insurance: Our motorcycle insurance policies are tailored to meet the specific needs of motorcycle owners, providing coverage for your bike and your safety on the road.
• Boat & Watercraft Insurance: If you own a boat or watercraft, we can help you find the right insurance policy to protect your investment and ensure your safety on the water.
• Renters Insurance: Our renters insurance policies are designed for individuals who rent their homes, providing coverage for your personal belongings and liability protection.
• Recreational Vehicle Insurance: We offer recreational vehicle insurance policies that cover your RV, motorhome, or travel trailer, ensuring your safety and investment on the road.
• Manufactured / Mobile Home Insurance: Our manufactured and mobile home insurance policies are tailored to meet the specific needs of mobile home owners, providing coverage for your home and personal belongings.
• Personal Umbrella Insurance: Our personal umbrella insurance policies provide additional liability protection beyond what your standard insurance policies offer.

Commercial Insurance Services

At J & M Insurance Agency, we also understand the importance of protecting your business. That's why we offer a variety of commercial insurance services, including:

• Business Owners Policy (BOP): Our business owners policy (BOP) combines property and liability insurance into one convenient policy, providing comprehensive coverage for your business.
• General Liability Insurance: We offer general liability insurance policies that protect your business from lawsuits and other legal claims.
• Commercial Auto Insurance: Our commercial auto insurance policies are designed for businesses that use vehicles for work-related purposes, providing coverage for your company cars, trucks, or vans.
• Commercial Umbrella Insurance: Our commercial umbrella insurance policies provide additional liability protection beyond what your standard commercial insurance policies offer.
• Commercial Property Insurance: We offer commercial property insurance policies that protect your business property from damage or loss.
• Crop Insurance: Our crop insurance policies are designed for farmers and ranchers, providing coverage for your crops and livestock.
• Agribusiness Insurance: We offer agribusiness insurance policies that cater to the specific needs of agricultural businesses, including farm and ranch operations.
• Church Insurance: Our church insurance policies are tailored to meet the unique needs of churches and other religious organizations, providing coverage for your property, liability, and other risks.
• Contractors Insurance: We offer contractors insurance policies that protect your business from the risks associated with construction projects.

At J & M Insurance Agency, we are committed to providing you with the best possible insurance services. Whether you need personal or commercial insurance, we have the expertise and resources to help you find the right policy for your needs. Contact us today to learn more about our insurance services and how we can help you protect your future.