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Start Your Home Financing Journey Off Right!

At KHoward Mortgage Team, we are dedicated to providing top-quality mortgage solutions to home buyers and real estate agents in Mesa, Arizona. With years of experience in the mortgage banking industry, our team is committed to delivering exceptional customer service, competitive mortgage rates, and fast loan turnaround times.

Our Story

KHoward Mortgage Team has been working with great agents and clients since 1997. Our team is led by Kirk Howard, a seasoned mortgage banker with over 20 years of experience in originating home loans for both home purchases and Arizona mortgage refinancing. Kirk's extensive experience and expertise have enabled him to provide home buyers and real estate agents with a variety of loan options, ongoing support, and incredibly fast loan turnaround times.

Our Services

We offer a full selection of home loan options, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, First-Time Buyers, Down Payment Assistance, and Manufactured Home Loans. Our team is committed to providing homeowners with truly top-quality mortgage solutions that meet their financial goals, needs, and lifestyle.

Our Team

Our team of mortgage experts is dedicated to providing exceptional customer service, ongoing support, and incredibly fast loan turnaround times. Our team includes Kirk Howard, Branch Manager and Sr. Loan Officer, Julie Howard, Production Assistant, Shelley Rikli, LOA, Liz Howard, Loan Officer Assistant, and Dakota Howard, Mortgage Loan Officer.

Why Choose Us

At KHoward Mortgage Team, we pride ourselves on our commitment to excellence, integrity, and exceptional customer service. We understand the importance of having options, especially when it comes to home financing. Our team is dedicated to providing homeowners with truly top-quality mortgage solutions that meet their financial goals, needs, and lifestyle.

Reviews
Positive: All reviewers had a smooth and positive experience with KHoward Mortgage Team, praising their professionalism, expertise, and customer service.
Negative: One reviewer had a negative experience with KHoward Mortgage Team, accusing them of spamming and illegal activities.

Mortgage Experience

The majority of reviewers have had a smooth and positive experience with KHoward Mortgage Team. The team is described as professional, honest, and transparent. Many reviewers praise Kirk's expertise and communication skills, noting that he is knowledgeable and willing to explain complex mortgage processes. The team is also commended for their timely responses, easy communication, and willingness to help throughout the loan process.

Teamwork and Customer Service

The team's professionalism and customer service are consistently praised. Reviewers appreciate the team's helpfulness, friendliness, and prompt responses. Many note that the team makes the home-buying and refinancing process easier and less stressful than expected. The reviewers appreciate the team's ability to explain complex processes in a clear and understandable manner.

Consistency and Expertise

The team's consistency and expertise are another area of praise. Reviewers note that Kirk and his team have been able to assist them with multiple loans over the years, demonstrating the team's expertise and ability to navigate complex mortgage processes.

Negative Review

One reviewer had a negative experience with KHoward Mortgage Team, complaining about spamming and illegal activities. However, this negative review is an outlier, and most reviewers have had positive experiences with the team.

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