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Business Details
Trusted Mortgage Services in Bar Harbor, ME
At MDI Mortgage, we are dedicated to setting a high standard in the mortgage industry through quality customer service and personalized guidance. Our mission is to carefully lead clients through the home loan process, empowering them to select the best mortgage for their needs. With a focus on residential lending, we offer a wide array of loan programs tailored to diverse financial situations, including first-time homebuyers, veterans, and investors. Our team combines deep industry expertise with local market knowledge to secure competitive rates and favorable terms.

We prioritize transparency, ethical practices, and long-term client relationships, ensuring confidence at every stage of homeownership. Backed by decades of experience, we advocate for our clients' interests, not banks, and strive to make complex processes simple and stress-free. Our commitment to excellence has earned us a reputation as a trusted partner in Maine's real estate market.
Services
Fixed Rate Mortgages VA Loans FHA Loans Jumbo Loans Refinance Loans USDA Loans Reverse Mortgages DSCR Loans Non-QM Loans Construction Loans
Highlights and features
  • We have over 20 years of experience in mortgage services.
  • Our team offers local market expertise in Maine.
  • We provide personalized loan packages tailored to individual needs.
  • We guarantee transparent communication and no hidden fees.
  • Our clients benefit from competitive interest rates and low closing costs.
What people say
Prompt and thorough service Transparent communication Competitive interest rates Local market expertise Personalized loan packages
Update Listing
Services
Fixed Rate Mortgages
Fixed rate mortgages offer consistent interest rates and monthly payments over the loan term, providing financial stability for homeowners. Ideal for primary residences, second homes, or investment properties, these loans help clients plan long-term budgets without worrying about rate fluctuations. Our team explains terms, down payment options, and eligibility to ensure this solution aligns with your goals.
VA Loans
VA loans provide zero-down payment options and competitive rates for eligible veterans, active-duty service members, and surviving spouses. We guide clients through eligibility requirements, funding fees, and streamlined refinancing to maximize benefits. Our expertise ensures a smooth process for those who have served our country.
FHA Loans
FHA loans assist first-time buyers and those with lower credit scores through government-backed financing. We explain low down payment requirements, insurance premiums, and qualification criteria to make homeownership accessible. Our support extends to finding the best terms for your financial situation.
Jumbo Loans
Jumbo loans finance high-value properties exceeding conventional loan limits. Designed for affluent buyers, these loans require strong credit and larger down payments. We connect clients with specialized lenders and negotiate terms for luxury real estate purchases or investments.
Reverse Mortgages
Reverse mortgages allow homeowners aged 62+ to convert equity into income while retaining property ownership. We explain payout options, repayment terms, and eligibility to help seniors enhance financial security. Our guidance ensures informed decisions about this retirement tool.
People
Sherri Dyer
Owner / Mortgage Advisor
Sherri Dyer brings decades of mortgage expertise to MDI Mortgage, specializing in personalized loan solutions. With a focus on client advocacy, she has helped countless families achieve homeownership in Maine's market. Her dedication to transparency and competitive rates has earned her a reputation as a trusted advisor.
Questions
What loan programs do you offer?
We offer fixed-rate, VA, FHA, jumbo, USDA, reverse, and non-QM loans, among others. Contact us for a full list tailored to your needs.
How can I get pre-approved for a mortgage?
Apply online or contact us for a free pre-approval process to strengthen your home purchase offer.
Do you serve first-time homebuyers?
Yes, we specialize in guiding first-time buyers through loan options and down payment assistance programs.
Are there closing cost options?
We explain closing cost breakdowns and explore seller contributions or lender credits to reduce upfront expenses.
Can I refinance my existing mortgage?
Yes, we offer rate-and-term and cash-out refinancing to lower payments or access home equity.
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