Business Details
50+ Years
experience
Your Trusted Partner for Financial Services in Farmington, MO
Leadco Community Credit Union has served members since 1953, initially established to provide financial services to employees of the St. Joe Lead Company. Our cooperative structure ensures members pool resources for mutual benefit, governed by a volunteer Board of Directors elected from the membership. We prioritize member service through competitive loan rates, savings solutions, and personalized financial guidance.Our expansion now serves diverse communities across Missouri, offering access to over 5,500 shared branch locations nationwide. We maintain a commitment to transparency, ethical practices, and community-focused financial education, ensuring members receive tailored support for their financial goals.
Services
Auto Loans
Mortgage Solutions
Savings Accounts
Mobile Banking
Insurance Services
Details
- Year established: 1953
Highlights and features
- We offer 24/7 mobile banking with free check deposits and bill payments.
- Our competitive loan rates include payroll deduction discounts for eligible members.
- We provide access to over 5,500 shared branch locations nationwide.
- Our member-focused approach ensures personalized financial guidance and education.
- We maintain transparent fee structures and no hidden costs for services.
What people say
Competitive loan rates
24/7 mobile access
Personalized financial guidance
No hidden fees
Nationwide shared branches
Services
Auto Loans
We provide competitive financing for new and used vehicles with terms up to 84 months. Our rates start at 4.49% APR for new autos and 5.49% APR for used models. Members benefit from payroll deduction discounts and instant approval through our CULS network at local dealerships.
Mortgage Solutions
Our partnership with Mortgage Solutions offers primary home financing with competitive rates and low closing costs. We provide flexible terms and remote closings via Docusign, serving members seeking to purchase or refinance residential properties.
Savings Accounts
We offer multiple savings options including certificates of deposit, IRA accounts, and general share savings. Rates start at 0.050% APY for standard accounts, with higher yields for larger balances and longer-term certificates.
Mobile Banking
Our free mobile app enables 24/7 account access, including balance checks, transfers, and mobile check deposits for $0.50 per transaction. The app supports iOS and Android devices with secure login and real-time transaction tracking.
Insurance Services
We offer Trustage Auto & Homeowners Insurance through CUNA Mutual, providing coverage with optional discounts. Members can also access term life insurance policies and benefit from partnerships that offer competitive rates and streamlined claims processing.
Questions
How do I apply for a loan?
Apply online through our secure server or visit a branch. Required documents include proof of income and identification.
What membership requirements exist?
Eligibility includes residents of specific Missouri counties or employment in qualifying industries. Family members of existing members also qualify.
How does mobile check deposit work?
Deposit checks securely via our app for $0.50 per transaction. Funds typically post within one business day.
What happens to safe deposit boxes after branch closure?
Park Hills branch customers must remove contents by November 1, 2025. Boxes will be closed permanently after November 30, 2025.
Can I access accounts outside Missouri?
Yes, use any CO-OP ATM nationwide or visit shared branch locations across the United States.