Business Details
27 Years
experience
Your Trusted Online Bank Since 1999
Since 1999, we have redefined banking through innovation and a commitment to personal connections. Founded by David Becker, we pioneered the concept of a fully online, FDIC-insured bank, operating with the same entrepreneurial spirit that drove our inception at a kitchen table. Our approach prioritizes understanding client needs, offering tailored solutions from savings and checking accounts to loans and investment products. We believe banking should empower individuals and businesses to achieve their goals without the constraints of traditional brick-and-mortar institutions.Our team combines decades of experience with a passion for technology, ensuring secure, user-friendly platforms that deliver exceptional service. Recognized for excellence through awards like Best in Biz 2024, we remain dedicated to transparency, competitive rates, and eliminating hidden fees. With headquarters in Indianapolis, we serve customers nationwide, driven by core values of trust, innovation, and community impact.
Services
Online Checking
Money Market Savings
Certificates of Deposit
SBA Loans
Auto Loans
RV Financing
Horse Trailer Loans
Boat Loans
Health Savings Accounts
Personal Loans
Details
- Year established: 1999
Highlights and features
- We offer 24/7 mobile and online banking with no branch limitations
- Our award-winning accounts feature industry-leading APYs on savings products
- We provide personalized service with no automated phone systems or bots
- Our team has 25+ years of experience in digital banking innovation
- We guarantee transparent fee structures with no hidden charges
Associations and certifications
- FDIC
What people say
Excellent customer service
User-friendly design
No hidden fees
24/7 accessibility
Competitive interest rates
Services
Money Market Savings
Our Money Market Savings account offers industry-leading APYs with FDIC insurance. This flexible savings solution features tiered interest rates, ATM fee rebates, and seamless mobile integration. Customers benefit from competitive returns while maintaining liquidity for their financial goals.
SBA Loans
SBA loan programs provide small businesses with favorable financing terms for expansion, equipment purchases, and working capital. Our experienced lenders guide clients through the application process with personalized support and transparent terms.
Online Checking
Our digital checking accounts offer 24/7 access with no monthly maintenance fees for qualifying balances. Features include mobile check deposit, Zelle payments, and ATM fee rebates, designed for modern banking convenience.
Certificates of Deposit
CD accounts provide fixed interest rates with terms from 3 months to 5 years. These low-risk investments guarantee principal protection with competitive returns, ideal for conservative savers seeking predictable growth.
Specialty Vehicle Loans
Tailored financing solutions for RVs, boats, and horse trailers with flexible terms up to 180 months. Competitive APRs and streamlined approval processes make it easy to fund your recreational vehicle purchases.
People
David Becker
Chairman and Chief Executive Officer
Founder David Becker established First Internet Bank in 1999 as the first state-chartered, FDIC-insured online bank. With decades of financial innovation experience, he continues leading the institution with a vision for accessible, technology-driven banking solutions.
Questions
Is my money safe with First Internet Bank?
Yes, all deposits are FDIC-insured up to $250,000 per depositor. We maintain robust security protocols and undergo regular third-party audits to protect customer information.
Can I access my account 24/7?
Yes, our online and mobile banking platforms provide 24/7 access to account management, transfers, and customer service through secure login credentials.
What differentiates First Internet Bank from traditional banks?
We combine digital convenience with personalized service, offering competitive rates without branch limitations. Our streamlined operations enable better returns and lower fees compared to traditional banking models.
How do I apply for a loan?
Complete our online application in minutes. Our loan specialists will contact you to discuss terms and requirements, with approvals typically processed within 1-3 business days.
Do you offer business banking solutions?
Yes, we provide comprehensive business checking, savings, and loan products including SBA financing, with features tailored to meet commercial banking needs.
Can I link external accounts?
Yes, our platform supports linking accounts from other financial institutions for convenient fund transfers and comprehensive financial management.
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