Business Details
Commercial Insurance Solutions in Fullerton, CA
American Exeer has built a reputation as a trusted independent brokerage specializing in commercial risk management solutions. With over 35 years of combined experience in property and casualty insurance, our team provides tailored coverage for businesses across technical and service-related industries. We leverage relationships with hundreds of A-rated, admitted, and non-admitted insurance carriers to secure competitive rates for both preferred and non-preferred commercial risks. Our expertise spans complex liability exposures including cyber liability, parking structure operations, professional liability, and excess liability coverage.As an independent agency, we prioritize client needs by offering comprehensive risk assessments and customized insurance programs. Our commitment to excellence is demonstrated through specialized services for emerging sectors like information technology staffing and digital marketing firms. Headquartered in Fullerton, we serve businesses throughout Southern California with personalized attention to risk mitigation strategies.
Services
Commercial Insurance
Workers' Compensation
Cyber Liability
Professional Liability
Excess Liability
Parking Structure Insurance
Product Liability
Employment Practice Liability
Engineering Risk Management
Information Technology Insurance
Highlights and features
- We offer 35+ years of combined experience in commercial risk management
- Our independent brokerage accesses hundreds of top-rated insurance carriers
- Specialized expertise in cyber liability and technical industry exposures
- Competitive pricing for both preferred and non-preferred commercial risks
- Tailored risk management programs for emerging technology sectors
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions tailored to technical and service-related industries. Our programs address property damage, liability exposures, and operational risks with access to multiple A-rated carriers. Coverage options include general liability, product liability, and business personal property protection for companies of all sizes.
Cyber Liability Insurance
Our cyber liability policies protect against financial losses from data breaches and cyber incidents. Coverage includes first-party expenses like data recovery and third-party liabilities for customer information breaches. We offer customized solutions for businesses handling sensitive digital assets and payment information.
Workers' Compensation
We offer workers' compensation insurance programs with access to multiple carriers for preferred and non-preferred risks. Our solutions include high and low experience modification rate options with specialized underwriting for technical industries and service businesses across Southern California.
Professional Liability
Our professional liability insurance protects consultants, engineers, and technical professionals against claims of negligence or service errors. We provide high-limit policies up to $50 million with specialized coverage for cyber risks and wildfire exposures in technical sectors.
Parking Structure Insurance
We offer specialized insurance for parking operations including garage liability, commercial general liability, and garage keepers legal liability. Our program provides coverage up to $5 million aggregate with options for incidental services like vehicle detailing and concierge operations at commercial properties.
Questions
What types of commercial insurance do you specialize in?
We specialize in workers' compensation, cyber liability, professional liability, excess liability, parking structure insurance, and tailored risk management programs for technical industries.
Do you work with non-preferred commercial risks?
Yes, our independent brokerage model provides access to specialized markets for non-preferred commercial insurance risks across Southern California.
What areas do you service?
We primarily service businesses in Orange, Los Angeles, San Diego, Riverside, and San Bernardino counties in Southern California.
How do you help businesses with cyber liability risks?
We offer comprehensive cyber liability coverage addressing data breaches, electronic data loss, and third-party liabilities with customized risk management strategies.
Can you assist with high-limit professional liability coverage?
Yes, we secure professional liability limits up to $50 million for technical firms, including wildfire exposure and cyber liability components.
What makes your parking structure insurance unique?
Our program includes garage liability, commercial general liability, and garage keepers legal liability with flexible coverage options for parking operations.
