Business Details
32 Years
experience
Your Trusted Partner for Mortgage Solutions
Consumer Trust Mortgage has been serving homebuyers and homeowners for nearly three decades. Our team of experienced mortgage professionals specializes in delivering tailored financing solutions that align with clients' unique financial goals. Licensed in Pennsylvania and New Jersey, we maintain a customer-centric culture focused on expanding lending options, accelerating loan closings, and developing innovative mortgage products. Our mission emphasizes leadership and excellence in mortgage services through a quality-first approach, guided by core values of trust, integrity, loyalty, and growth.We are committed to helping families achieve homeownership through competitive conventional, government, commercial, and construction loan programs while maintaining strict adherence to regulatory and industry standards. Our expertise spans first-time home purchases, refinancing, and complex mortgage scenarios requiring specialized financing solutions.
Services
Conventional Loans
Government Loans
Commercial Loans
Refinance Options
Construction Loans
Purchase Loans
Details
- Year established: 1994
Highlights and features
- We offer 30 years of mortgage industry experience with licensed professionals in Pennsylvania and New Jersey
- Our team delivers competitive conventional loan rates with down payments as low as 3%
- We provide innovative financing solutions for first-time buyers and experienced homeowners
- Our customer-centric approach focuses on timely loan closings and personalized service
- We maintain strict compliance with all regulatory requirements and industry standards
What people say
Trustworthy partner
Excellent service
Competitive rates
Timely closings
Helped achieve dreams
Services
Conventional Loans
Conventional loans provide competitive financing options for homebuyers with strong credit profiles. These mortgages offer fixed and adjustable rate options with down payments starting at 3%. Ideal for first-time buyers and experienced homeowners seeking favorable terms, our conventional loan program includes various term lengths to match different financial situations while maintaining strict underwriting standards.
Government Loans
Our government-backed loan programs include FHA, VA, and USDA options for qualified borrowers. These mortgages offer reduced down payment requirements and more flexible credit guidelines. Designed for specific groups like veterans, rural homebuyers, and first-time purchasers, these programs help make homeownership accessible while maintaining financial security through government guarantees.
Commercial Loans
Commercial loan solutions cater to business property financing needs with customized terms. We provide funding for investment properties, office spaces, and commercial real estate projects. Our experienced team structures deals that align with business financial goals while ensuring compliance with commercial lending regulations and maintaining competitive pricing for qualified applicants.
Refinance Options
Refinance programs help existing homeowners improve their mortgage terms through rate reductions, equity access, or loan restructuring. We offer cash-out refinancing, rate-and-term options, and streamline processes for qualified borrowers. Our approach focuses on maximizing client savings while ensuring long-term financial benefits through improved loan conditions.
Construction Loans
Specialized construction financing supports custom home building projects from ground-up development to major renovations. Our phased funding approach aligns with construction timelines, providing flexible terms for land acquisition, material purchases, and labor costs. We work closely with builders and homeowners to ensure successful project completion while maintaining strict budget controls.
Questions
What mortgage options are available for first-time homebuyers?
We offer conventional loans with low down payments starting at 3% and government-backed programs specifically designed for first-time homebuyers.
How does the pre-qualification process work?
Our pre-qualification evaluates your income, assets, and employment history to determine your potential mortgage eligibility and affordable price range.
What information is needed to apply for a mortgage?
We require proof of income, asset documentation, employment verification, and details about your current debts for a complete mortgage application.
Do you offer refinancing options for existing homeowners?
Yes, we provide refinance options to help homeowners secure better rates, reduce monthly payments, or access home equity.
What areas do you serve?
We primarily serve Pennsylvania and New Jersey residents with all our mortgage products and services.
How are mortgage payments calculated?
Payments include principal, interest, taxes, and insurance (PITI), with exact amounts determined by loan amount, rate, and property taxes.
