Business Details
9 Years
experience
Emergency
services
Your Trusted Insurance Partner in San Fernando
At PM Insurance Services, we have proudly served the San Fernando Valley and greater Los Angeles area for over 18 years, driven by a mission to deliver honest, personalized insurance solutions. As a local, independent agency, we prioritize understanding the unique needs of Southern California residents and businesses, offering tailored coverage options that align with their specific circumstances. Our team of licensed professionals brings extensive industry expertise, specializing in commercial insurance, health insurance, life insurance, and Medicare supplement plans. We maintain partnerships with multiple A+ rated carriers, ensuring clients receive competitive rates and comprehensive protection. With a focus on transparency and client education, we guide individuals and businesses through complex insurance decisions, providing ongoing support to adapt policies as needs evolve.Our commitment to exceptional service has solidified our reputation as a trusted advisor in risk management and financial planning. We operate with full transparency, offering no-pressure consultations and prioritizing client interests above all else. By combining local insight with nationwide coverage capabilities, we empower clients to make informed decisions that safeguard their assets and future. Our dedication to personalized service extends to every interaction, ensuring clients feel supported throughout their insurance journey. Through continuous market analysis and policy reviews, we help clients optimize coverage while minimizing costs, reflecting our unwavering commitment to client satisfaction.
Services
Commercial Insurance
Cannabis Insurance
Cyber Insurance
Medicare Supplements
Financial Planning
Health Insurance
Life Insurance
Homeowners Insurance
Workers Compensation
Business Insurance
Details
- Year established: 2017
Highlights and features
- Over 18 years of trusted experience serving Southern California
- Independent agency offering multiple A+ Rated carriers
- Experts in small business insurance and risk management
- Personalized service with no-pressure consultations
- Licensed in California, Arizona, Nevada, and Texas
What people say
One stop shop
Make insurance easy
Thorough explanations
Best prices found
Guidance through process
Services
Commercial Insurance
Our commercial insurance solutions protect businesses from financial risks associated with property damage, liability claims, and operational disruptions. We offer customized policies including general liability, property insurance, and business owners policies. Our team works closely with clients to assess unique risks and implement comprehensive coverage strategies that safeguard assets and ensure business continuity.
Cannabis Insurance
Specialized cannabis insurance addresses the unique risks faced by cannabis businesses including theft, product liability, and regulatory compliance challenges. We provide tailored policies covering dispensaries, growers, and manufacturers with protections for inventory, property, and liability exposures. Our expertise in this emerging industry ensures clients maintain proper coverage while navigating complex regulatory environments.
Cyber Insurance
Cyber insurance protects businesses from financial losses due to data breaches, ransomware attacks, and other cyber threats. Our policies cover data recovery costs, legal fees, and business interruption expenses. We help clients implement risk management strategies while providing access to top-tier cyber insurance products that address evolving digital security challenges.
Medicare Supplement Plans
Medicare supplement plans help cover out-of-pocket costs associated with original Medicare coverage. We offer comprehensive Medigap solutions that reduce financial burdens from deductibles, copayments, and coinsurance. Our independent broker status allows unbiased comparisons across 40+ plans to help clients find optimal coverage for their healthcare needs.
Financial Planning
Our financial planning services help individuals create comprehensive strategies for retirement, estate planning, and wealth preservation. Certified financial planners work with clients to develop personalized roadmaps addressing tax optimization, investment strategies, and long-term financial security. We focus on educating clients to make informed decisions about their financial future.
People
Pedro Armando Montelongo
Owner/President
Pedro Armando Montelongo leads PM Insurance Services with over 18 years of industry experience, holding license #0F65696. He specializes in creating personalized insurance solutions for businesses and individuals across California.
Laura Montelongo
Office Manager
Laura Montelongo manages daily operations at PM Insurance Services, ensuring efficient client service delivery. Her organizational expertise contributes to the agency's reputation for reliable insurance solutions and customer support.
Evelyn Barajas
Insurance Agent
Evelyn Barajas provides expert insurance guidance as a licensed agent (license #0K95916). She helps clients navigate coverage options for personal and commercial insurance needs across California.
Questions
What types of insurance do you offer?
We provide commercial insurance, health insurance, life insurance, Medicare supplements, cannabis insurance, cyber insurance, and financial planning services for individuals and businesses.
Are you affiliated with specific insurance carriers?
As an independent agency, we work with multiple A+ rated carriers to find optimal coverage options without being tied to any single provider.
Do you serve areas outside California?
While based in California, we also provide coverage for clients in Arizona, Nevada, and Texas through our multi-state licensing capabilities.
How do you help with insurance claims?
We guide clients through the claims process, working directly with insurers to ensure timely processing and fair settlements for covered losses.
Can you help with business insurance packages?
Yes, we create customized business insurance packages including property, liability, workers compensation, and specialized coverage for industries like cannabis operations.
Do you offer free insurance consultations?
We provide free, no-obligation consultations to review your insurance needs and help you find appropriate coverage options within your budget.
