Business Details
50+ Years
experience
Your Trusted Financial Partner in Butte, Montana
Mountain West Federal Credit Union has served Montana communities since 1952 as a member-owned financial institution. We prioritize accessibility and competitive financial solutions, offering personalized loan programs, savings accounts, and credit services tailored to individual needs. Our commitment to member satisfaction drives our 24-hour loan response policy and secure online banking platform. With physical locations in Butte and Libby, we extend membership eligibility across seven Montana counties while maintaining a $25 minimum account requirement.Our team combines decades of local financial expertise with flexible lending options for home purchases, vehicle financing, and personal needs. Through transparent fee structures and overdraft protection programs, we aim to simplify financial management for all members. Our credit union maintains long-term stability while continuously expanding service offerings to meet evolving community needs.
Services
Home Loans
Car Loans
Personal Loans
Credit Cards
Checking Accounts
Savings Accounts
Online Banking
Loan Refinancing
ATM Services
Financial Counseling
Details
- Year established: 1952
Highlights and features
- We offer 24-hour loan response times for urgent financial needs
- Our overdraft protection program saves members from excessive NSF fees
- Member-owned structure ensures community-focused financial decision-making
- Competitive rates across multiple loan categories including real estate and vehicles
- Secure online banking platform with no monthly account fees
Services
Home Loans
Mountain West Federal Credit Union offers comprehensive home loan solutions including purchase mortgages and home equity financing. Our competitive rates start at 5.75% for real estate loans with flexible terms up to 144 months. We provide tax-deductible home equity options for home improvements, education expenses, and major purchases while working closely with borrowers to find suitable financing solutions.
Vehicle Loans
We provide vehicle financing options for new and used cars, motorcycles, ATVs, and recreational vehicles. Rates start at 4.25% for new vehicles with terms up to 84 months. Our recreational vehicle loans cover travel trailers and 'toys' with specialized financing options available for both new and used purchases across multiple Montana locations.
Personal Loans
Our personal loan program offers flexible financing solutions starting at 5% APR. Available for debt consolidation, home improvements, holiday shopping, and major purchases, these unsecured loans feature terms up to 48 months with competitive 10% APR for signature loans and specialized rate structures for specific purposes.
Online Banking
The credit union's secure online platform provides 24/7 account access for all members. Features include bill payment, fund transfers, mobile check deposit, and loan application tools. This digital solution complements our physical branches while maintaining the same security standards and customer support available during regular business hours.
Credit Cards
Mountain West FCU issues Visa credit cards with competitive 12.9% APR and no annual fees. Our cardholders receive fraud protection for all transaction types while benefiting from flexible payment options. The program includes specific protections for late payments and clear terms for interest rate adjustments based on market conditions.
Questions
How do I apply for a loan with Mountain West FCU?
Complete our online application or contact our Butte office directly. We provide loan decisions within 24 hours of application submission.
What online banking features are available?
Our platform offers account management, bill payment, mobile check deposit, and loan application tools accessible 24/7.
Which Montana counties qualify for membership?
Residents of Butte Silver Bow, Deer Lodge, Granite, Missoula, Lake, Sanders, and Lincoln counties may join with a $25 minimum deposit.
What vehicle loan terms do you offer?
New vehicle loans available from 36-84 months starting at 4.25%. Used vehicle financing offers terms up to 72 months starting at 4.5%.
How does overdraft protection work?
Our program provides up to $300 coverage with $5 activation fee and $25 monthly repayment deducted on the 15th of each month.
What credit card benefits do you provide?
Visa credit cards with 12.9% fixed APR, zero annual fees, and fraud protection for both online and in-person transactions.