Business Details
31 Years
experience
Your Trusted Insurance Partner in Watertown, SD
Puthoff Insurance has served South Dakota since 1995, providing personalized insurance solutions through experienced agents. Acquired in 2019 by long-time employees Jim Knudson and Dave Puthoff, we maintain a commitment to community-focused service while representing multiple top-rated carriers. Our team holds specialized designations like Certified Insurance Counselor (CIC) and CISR Elite, ensuring expert guidance in commercial agriculture, contractors, and personal lines insurance.As a Trusted Choice Agency and member of Independent Insurance Agencies of South Dakota, we prioritize tailored coverage over size, offering direct access to knowledgeable agents without fragmented service. With three locations across the state, we combine local expertise with comprehensive protection for individuals and businesses.
Services
Auto Insurance
Home Insurance
Business Insurance
Life Insurance
Farm Insurance
Umbrella Insurance
Motorcycle Insurance
RV Insurance
Boat Insurance
Health Insurance
Details
- Year established: 1995
Highlights and features
- We offer personalized insurance solutions tailored to your needs.
- Our experienced agents provide expert guidance in commercial and personal lines insurance.
- We represent multiple insurance companies to offer competitive rates.
- Three convenient locations throughout South Dakota.
- Trusted Choice Agency with a commitment to community service.
Services
Auto Insurance
We create tailored auto insurance plans with collision/comprehensive coverage, liability protection, and specialized options like lease/loan gap. Our agents ensure you receive comprehensive protection for personal vehicles, including road trouble service and additional expense coverage.
Home Insurance
Our homeowners insurance covers primary residences, personal property, and additional living expenses during losses. We also offer condo owners and renters insurance with personal legal liability coverage, ensuring comprehensive protection for your largest investment.
Business Insurance
We provide customized commercial insurance solutions including property, liability, workers' compensation, and business owners policies. Specialized offerings for contractors and agri-businesses ensure protection for diverse industries while safeguarding vital business assets.
Life Insurance
We help determine appropriate life insurance coverage for individuals and families, offering term and permanent policies. Our agents address common concerns about affordability and necessity, ensuring financial security for dependents through tailored solutions.
Farm Insurance
Our farm insurance addresses risks for hobby farms and commercial agriculture operations. We partner with top-rated carriers to provide specialized coverage for South Dakota's unique agri-business exposures, including feed/seed dealers and equipment protection.
People
Jim Knudson
Agent
Jim has over 30 years of property/casualty insurance experience, specializing in commercial agriculture. He maintains a Certified Insurance Counselor designation and actively participates in community organizations, including New Helgen Lutheran Church and Helgen Cemetery boards.
Amy Block
Agent
Amy holds CISR and CISR Elite designations with 18 years of insurance experience. She contributes to local nonprofits through PACH board involvement and Change for a Charity events, balancing community service with family time.
Dave Puthoff
Agent
Dave brings 23 years of insurance experience after working 20 years at John Deere Dealership. He serves on St. George Parish Cemetery committee and participates in community activities, combining agricultural expertise with local knowledge.
Mary Henkel
Agent
Mary combines farming experience with insurance expertise, managing four daughters and 12 grandchildren. Her community involvement includes St. Agatha Catholic Church membership and active participation in family sports events.
Questions
What types of insurance does Puthoff Insurance Agency offer?
We provide auto, home, life, farm, and commercial insurance, including specialized coverage for contractors and agri-businesses.
How do you tailor insurance policies to individual needs?
Our agents assess your specific risks and assets to create customized coverage plans that match your personal or business requirements.
Do you serve areas outside South Dakota?
Our primary focus remains South Dakota, where we maintain three convenient locations to serve local communities effectively.
Can I get insurance quotes online?
While we recommend direct agent consultation, you can request quotes through our website for personalized assistance.
What sets Puthoff Insurance apart from competitors?
We combine local expertise with multiple carrier options, offering personalized service without fragmented agent interactions.
