Business Details
46 Years
experience
Your Trusted San Diego Real Estate & Mortgage Partner
Park Place Realty & Mortgage has been a trusted leader in residential real estate and mortgage services since 1980. Our team combines over 70 years of collective experience with cutting-edge technology to deliver personalized solutions for buyers, sellers, and borrowers. We specialize in purchase loans, refinancing, FHA/VA loans, and investment property financing while maintaining a steadfast commitment to client satisfaction. Our dual-licensed agents and loan officers provide unparalleled expertise in navigating complex transactions, ensuring seamless processes from pre-qualification to closing.With a proven track record of success in San Diego County's dynamic market, we leverage our deep local knowledge and nationwide lending network to secure optimal outcomes for every client. Our dedication to ethical practices, transparent communication, and continuous industry education establishes us as authoritative figures in both real estate and mortgage sectors.
Services
Mortgage Loans
Real Estate Sales
Refinancing
FHA Loans
VA Loans
Investment Property Financing
Reverse Mortgages
Conventional Loans
Home Purchase Assistance
Loan Processing
Details
- Year established: 1980
Highlights and features
- 40+ years of combined experience in San Diego's real estate market
- Dual-licensed agents and loan officers streamline transactions
- Access to multiple wholesale lenders for competitive rates
- Proven success in fast-paced, complex property transactions
- Personalized service with transparent communication
Associations and certifications
- California Department of Real Estate (CA DRE)
- Nationwide Mortgage Licensing System (NMLS)
What people say
Seamless process
Stress-free experience
Quick loan closure
Expert guidance
Excellent communication
Services
Mortgage Loans
We offer comprehensive mortgage loan solutions for residential properties. Our NMLS-licensed officers provide personalized guidance through purchase loans, refinancing options, and specialized programs. With access to multiple wholesale lenders, we secure competitive rates tailored to individual financial situations while maintaining strict compliance with all regulatory requirements.
Real Estate Sales
Our real estate services combine market expertise with strategic marketing. Licensed agents utilize advanced tools and local market knowledge to price properties effectively. We handle all transaction aspects from listing to closing, ensuring maximum exposure and optimal sale terms while maintaining clear communication throughout the process.
FHA Loans
Specialized FHA loan programs provide accessible homeownership opportunities. Our experts guide clients through low-down-payment options and flexible qualification requirements. We explain mortgage insurance requirements and help determine long-term financial benefits while ensuring compliance with federal regulations and lending standards.
Refinancing
Our refinancing services help clients reduce monthly payments or access home equity. We analyze current loan terms against market conditions to determine optimal timing. The process includes rate-and-term refinancing, cash-out options, and specialized programs for improved financial positioning.
Investment Property Financing
We provide tailored financing solutions for investment properties. Our specialists evaluate portfolio needs and rental income potential. Services include conventional loans for multiple properties, portfolio financing options, and strategic advice on cash flow management and long-term investment growth.
People
Patrick Russell
Broker/Senior Loan Officer
With over 20 years in mortgage and real estate, Patrick specializes in complex loan scenarios and investment properties. His dual licensing enables comprehensive transaction guidance, consistently delivering successful outcomes for residential and investment clients.
Earl Lewis III
Loan Officer/Realtor
A seasoned professional with extensive experience in purchase transactions and refinancing, Earl combines real estate expertise with mortgage knowledge. He focuses on personalized service, helping clients navigate San Diego's competitive market with proven success.
Questions
What mortgage programs do you offer?
We provide conventional, FHA, VA, jumbo, reverse mortgages, and investment property loans with personalized rate options.
How does your real estate service differ?
Our dual-licensed agents combine mortgage expertise with real estate knowledge for seamless transaction management.
Can you help with refinancing?
Yes, we analyze current loans against market conditions to determine optimal refinancing opportunities.
What areas do you serve?
We specialize in San Diego County with deep local market knowledge and connections.
How quickly can loans be processed?
Using advanced technology and wholesale lending networks, we often close loans within 30-45 days.
How to start the process?
Contact us via phone or email for a free consultation to discuss your specific needs and goals.
