Protecting Your Future, One Policy at a Time.
USPS Federal Credit Union (USPS FCU) is a local financial institution serving the diverse needs of our members. Founded on the principles of democratic governance, we are committed to providing exceptional member service, competitive rates, and innovative financial solutions.
Who we are
USPS FCU is a member-owned organization, meaning our success is directly tied to the well-being of our members. We are governed by a board of directors elected by our members, ensuring accountability and responsiveness to your needs.
What we offer
We offer a comprehensive range of financial services to meet your individual needs, including:
Savings & Checking Accounts
- Convenient online and mobile banking options
- Competitive interest rates on savings accounts
- Overdraft protection and fee-free checking options
Loan Solutions
- Competitive personal loans for various purposes
- Low-interest home equity loans for home improvement or debt consolidation
- Student loan consolidation options
- Flexible auto and personal loan terms
Retirement Savings
- Comprehensive retirement plans including IRAs and Coverdell accounts
- Guidance on planning for your future
Additional Services
- Credit card management and debt consolidation
- Mobile banking services for convenient on-the-go access
- Financial education resources and calculators
- Community outreach and disaster relief programs
Our Core Values
- Member-centricity: We prioritize your needs and strive to provide personalized solutions.
- Integrity: We maintain the highest ethical standards and transparency in all our operations.
- Innovation: We continuously seek new ways to improve our services and technology.
- Community Involvement: We actively support and contribute to the communities we serve.

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