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Business Details
50 Years
experience
Your Trusted Insurance Partner in Clark, NJ
American Insurance Services Agency has been dedicated to protecting individuals and businesses in New Jersey since 1976. As an independent insurance agency, we prioritize our clients' needs by offering tailored insurance solutions from a diverse network of providers. Our team of experienced professionals brings decades of industry expertise to every client interaction, ensuring informed decision-making and comprehensive coverage. With a 92% client retention rate and over 3000 satisfied relationships, we demonstrate our commitment to personalized service and financial security.

Our agency culture emphasizes transparency, ethical practices, and continuous support throughout the insurance lifecycle, from policy selection to claims resolution. This client-centric approach has established us as a trusted advisor in risk management for both personal and commercial insurance needs.
Services
Homeowners Insurance Auto Insurance Commercial Property Insurance Workers Compensation Insurance Umbrella Insurance Business Liability Insurance Contractors Insurance Restaurant Insurance Manufacturing Insurance
Details
  • Year established: 1976
Highlights and features
  • We offer 40+ years of combined experience in New Jersey insurance markets
  • Our team provides personalized coverage solutions from 100+ insurance carriers
  • We maintain a 92% client retention rate through dedicated service
  • Our advisors specialize in both personal and commercial risk management
  • We guarantee transparent policy comparisons without carrier allegiance
Services
Homeowners Insurance
Protect your primary investment with comprehensive homeowners insurance that covers property damage, personal liability, and additional living expenses. Our policies address fire, water damage, and natural disasters while offering optional flood and earthquake coverage. We help New Jersey residents customize protection for their homes and valuable possessions through multiple carrier options.
Commercial Property Insurance
Safeguard your business assets against theft, fire, and natural disasters with tailored commercial property insurance. We design policies covering buildings, equipment, inventory, and outdoor signage while offering customizable limits for specialized risks. Our solutions protect New Jersey businesses across various industries including manufacturing and hospitality sectors.
Workers Compensation Insurance
Meet New Jersey's legal requirements while protecting your business and employees through comprehensive workers compensation insurance. Our policies cover medical expenses, lost wages, and rehabilitation costs for work-related injuries. We provide guidance on safety programs and claims management to reduce workplace risks and maintain compliance.
Umbrella Insurance
Extend liability protection beyond standard policy limits with umbrella insurance coverage. We help individuals and businesses protect assets against catastrophic claims from accidents, lawsuits, or property damage. Our policies provide additional coverage for both personal and commercial liability exposures beyond primary insurance policies.
Auto Insurance
Secure customized auto insurance solutions for personal and commercial vehicles with comprehensive protection options. Our policies cover bodily injury, property damage, uninsured motorists, and physical damage from collisions or natural events. We offer competitive pricing and tailored coverage options for New Jersey drivers through multiple insurance carriers.
People
Nick SanFilippo
CEO
With decades of leadership experience, Nick SanFilippo guides our agency's strategic direction while maintaining client relationships. His industry expertise ensures we deliver innovative insurance solutions that protect clients' financial security and future.
Dawn Law
President
As President, Dawn Law oversees daily operations and client service excellence. Her extensive insurance knowledge and commitment to ethical practices ensure our team maintains the highest standards in policy advisory and claims support.
Carolyn Day
Personal Insurance Agent
Carolyn Day specializes in personal insurance solutions, helping clients protect their homes, vehicles, and valuable possessions. Her client-focused approach ensures comprehensive coverage tailored to individual risk management needs.
Cindy Hathaway
Business Insurance Agent
Cindy Hathaway provides expert commercial insurance solutions for New Jersey businesses. Her industry-specific knowledge helps companies protect assets, manage liability risks, and maintain regulatory compliance through customized coverage packages.
Sushma Parikh
Business Insurance Agent
Sushma Parikh offers specialized business insurance expertise, focusing on commercial property and liability protection. She works closely with business owners to develop risk management strategies that safeguard operations and financial stability.
Questions
What types of insurance do you offer?
We provide personal insurance (homeowners, auto, umbrella), business insurance (general liability, commercial property, workers compensation), and specialty insurance (contractors, restaurant, manufacturing).
How can you help me save money on insurance?
As an independent agency, we compare rates from multiple carriers to find optimal coverage at competitive prices while identifying applicable discounts and bundling opportunities.
Do you serve businesses outside Clark, NJ?
Yes, we serve businesses throughout New Jersey including Edison, Westfield, Old Bridge, and Cranford with customized commercial insurance solutions.
What makes your agency different from others?
Our independence allows unbiased recommendations, while our 40+ years of local experience and 92% client retention rate demonstrate our commitment to personalized service.
How do I file an insurance claim?
Contact our office directly at 732-680-4444 or use our online client portal to initiate a claim. Our team will guide you through the process and advocate for timely resolution.