Business Details
31 Years
experience
Your Trusted Florida Insurance Partner Since 1995
Niceville Insurance has been dedicated to providing tailored insurance solutions for Florida residents and businesses since 1995. Our approach centers on understanding the unique needs of Floridians, leveraging long-standing relationships with top-tier insurance carriers to deliver comprehensive coverage. With a focus on personalized service, we specialize in both personal and commercial insurance programs designed to protect assets, families, and businesses across Okaloosa, Walton, and Santa Rosa Counties.Our team of experienced agents prioritizes client satisfaction, offering quick claim resolutions and ongoing support. Testimonials highlight our commitment to treating clients like family, with exceptional care and transparency. As a locally operated agency, we combine deep regional knowledge with a dedication to quality products and guaranteed value. Our services extend to specialized coverage options, including flood, boat, and travel insurance, ensuring holistic protection for diverse client needs.
Services
Personal Insurance
Commercial Insurance
Homeowners Insurance
Auto Insurance
Life Insurance
Flood Insurance
Boat Insurance
Travel Insurance
Commercial Auto Insurance
General Liability Insurance
Details
- Year established: 1995
Highlights and features
- We offer over 25 years of Florida-specific insurance expertise.
- Our personalized approach tailors coverage to individual client needs.
- We partner with top-tier insurance carriers for competitive options.
- Our team provides localized knowledge of Florida's insurance requirements.
- Clients consistently praise our responsive claims support and service.
What people say
Beyond measure
Treat you like family
Best customer service
Highly recommend
Quick claim resolutions
Services
Personal Insurance
Personal Insurance protects individuals' homes, vehicles, and families with customizable policies. Our agents design solutions to safeguard assets and future security, offering homeowners, auto, life, and umbrella coverage. With decades of Florida-specific expertise, we ensure competitive rates and comprehensive protection tailored to personal needs.
Commercial Insurance
Commercial Insurance safeguards businesses against financial risks through liability, property, and workers' compensation coverage. Our programs protect company assets, employees, and operations with customized plans. Specialized options include cyber insurance, professional liability, and commercial auto policies to mitigate industry-specific risks.
Homeowners Insurance
Homeowners Insurance covers property damage, personal belongings, and liability risks. We offer flexible policies for homes, condos, and mobile dwellings, including flood and scheduled property coverage. Our agents ensure competitive rates and tailored options to secure your most valuable investments.
Auto Insurance
Auto Insurance provides liability, collision, and comprehensive protection for personal and commercial vehicles. We offer customizable policies with features like accident forgiveness, rental reimbursement, and uninsured motorist coverage. Our agents help clients secure affordable rates while meeting Florida's legal requirements.
Life Insurance
Life Insurance ensures financial protection for beneficiaries through term and permanent policies. We guide clients in selecting coverage for mortgage protection, income replacement, or estate planning. Options include individual, group, and key person insurance to secure long-term financial stability.
People
Garrett Floyd
Managing Agent
Garrett Floyd leads Niceville Insurance with over two decades of experience in Florida insurance markets. He specializes in commercial risk management and strategic policy design.
Kim Sisk
Administrative Manager
Kim Sisk oversees daily operations with 15+ years in insurance administration. Her expertise ensures efficient client service and policy management for personal and commercial accounts.
Heather Hyde
Personal Lines CSR
Heather Hyde provides personalized support for homeowners and auto insurance clients. With eight years of client-focused experience, she delivers prompt solutions for policy adjustments and claims assistance.
Questions
What types of insurance does Niceville Insurance Agency offer?
We provide personal insurance (home, auto, life), commercial insurance (liability, property, workers' comp), flood, boat, and travel insurance for Florida residents and businesses.
How do you help clients find the best coverage?
Our agents analyze individual needs and leverage relationships with top carriers to compare options, ensuring competitive rates and comprehensive protection tailored to each client.
Which areas in Florida do you serve?
We primarily serve Okaloosa, Walton, and Santa Rosa Counties, including Niceville, Destin, Fort Walton Beach, and surrounding Gulf Coast communities.
What should I do to file a claim?
Contact our office directly at (850) 729-2131 or use our online portal. Our team provides quick claim submissions and ongoing support throughout the process.
Do you offer specialized insurance like flood coverage?
Yes, we specialize in flood insurance policies that protect homes and personal property, crucial for Florida's coastal properties not always covered by standard homeowners policies.
