Business Details
Your Trusted Financial Partner
Financial Plus Credit Union has been dedicated to empowering members through personalized financial solutions and community-focused initiatives. With a commitment to innovation and trust, we offer a comprehensive range of services including personal and business banking, loans, and investment opportunities designed to meet diverse financial needs. Recognized as one of America's Best Regional Credit Unions by Newsweek, our team prioritizes member satisfaction through competitive rates, flexible payment options, and 24/7 digital accessibility. We believe in fostering financial wellness through educational resources, workshops, and tailored coaching to help individuals and businesses thrive. Our dedication to diversity, equity, and inclusion ensures that every member receives equitable support and opportunities for growth.By combining modern technology with personalized service, we strive to make banking convenient and accessible, whether you're managing accounts online or visiting one of our locations. Through programs like our Debt Consolidation Loan and Loyalty Rate Discounts, we help members save money and achieve their financial goals. Our community involvement, including initiatives like Pink Night Palooza and scholarship programs, reflects our commitment to making a positive impact beyond financial services. With a focus on transparency and ethical practices, we maintain the highest standards of trustworthiness and reliability. As a member-owned institution, we remain steadfast in our mission to provide exceptional value and support to every individual and business we serve.
Services
Personal Loans
Auto Loans
Debt Consolidation
Home Loans
Business Checking
Savings Accounts
Credit Cards
Mortgage Services
Digital Banking
Financial Education
Highlights and features
- Named one of America's Best Regional Credit Unions by Newsweek.
- Offer personal loans with rates as low as 11.74% APR.
- Provide Loyalty Rate Discounts for long-term members.
- Ensure 24/7 digital banking accessibility and convenience.
- Support financial wellness through educational workshops and coaching.
Associations and certifications
- NCUA
What people say
Competitive APR rates
Excellent customer service
User-friendly digital tools
Community-focused initiatives
Financial wellness programs
Services
Personal Loans
Personal Loans provide flexible financing for major purchases, debt consolidation, or unexpected expenses. With rates starting at 11.74% APR, we offer tailored repayment terms to suit your financial situation. Our streamlined application process ensures quick approval and access to funds when you need them most.
Auto Loans
Auto Loans feature competitive rates starting at 4.74% APR for new and used vehicle purchases. We offer financing options for first-time buyers, refinancing opportunities, and flexible terms to match your budget. Our partnership with dealerships simplifies the car-buying experience.
Debt Consolidation
Debt Consolidation Loans help simplify payments by combining multiple debts into one manageable monthly payment. With rates starting at 11.99% APR, we provide relief from high-interest debt and a clear path to financial freedom through personalized repayment plans.
Home Loans
Home Loans include purchase and refinance options with competitive rates and down payment assistance programs. Our mortgage experts guide you through the process, offering fixed and adjustable-rate mortgages to fit your homeownership goals.
Digital Banking
Digital Banking provides 24/7 access to account management, bill payments, and mobile check deposits. Our secure platform allows you to monitor transactions, set alerts, and transfer funds effortlessly from any device, ensuring convenience and control over your finances.
Questions
What loan options are available for first-time homebuyers?
We offer specialized mortgage programs with down payment assistance and competitive rates for first-time homebuyers, including guidance from our mortgage experts.
How can I access digital banking services?
Enroll online or via our mobile app to access 24/7 account management, mobile check deposits, bill payments, and real-time transaction alerts.
Are there rewards for referring friends to the credit union?
Yes! Our Refer-A-Friend program offers $50 for both you and your friend when they open a new account.
What financial education resources do you provide?
We offer free workshops, financial calculators, one-on-one coaching, and scholarship programs to support long-term financial success.
Can I consolidate high-interest debt with a personal loan?
Yes, our Debt Consolidation Loans start at 11.99% APR, helping you simplify payments and reduce interest costs.
How do loyalty discounts work for existing members?
Eligible members receive rate discounts on loans by maintaining direct deposit and auto-payment arrangements, rewarding long-term relationships.
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