Earnest Insurance Agency

Earnest Insurance Agency is a cornerstone of the Wapello community, proudly serving Southeast Iowa and Western Illinois for over 85 years. Established in 1935, we've built a reputation for offering affordable, accessible, and flexible insurance solutions tailored to the unique needs of our clients. We understand that insurance is not a one-size-fits-all product, and our commitment to personalized service ensures that each individual receives the coverage they require, without unnecessary complexities.

Your Trusted Partner in Insurance

At Earnest Insurance Agency, you are more than just a policy number; you're a valued member of our community. We take the time to understand your individual circumstances, goals, and concerns to develop a comprehensive insurance plan that provides you with peace of mind. Whether you're protecting your home, your car, your business, or your livelihood through crop insurance, our experienced and dedicated agents are here to guide you every step of the way.

A Range of Coverage Options to Meet Your Needs

We offer a diverse portfolio of insurance products to cater to the various needs of our clientele.

Auto Insurance

We provide auto insurance coverage for vehicles of all makes and models, including antique and classic cars. Our independent agency status allows us to compare quotes from multiple insurance carriers, ensuring you receive the most competitive rates and comprehensive coverage options. We also offer a variety of discounts to help you save, such as good student, good driving record, auto & home bundle, early payment, liability, and recreational vehicle discounts.

Home & Farm Insurance

Protecting your most valuable assets is our priority. We offer a comprehensive suite of home and farm insurance policies, including renters insurance, condo insurance, and homeowners insurance. Our farm insurance coverage is tailored to the unique needs of agricultural operations, addressing exposures specific to farming and providing the peace of mind you need to focus on your crops.

Crop Insurance

As a community deeply connected to agriculture, we recognize the vital role that crop insurance plays in mitigating the risks inherent in farming. We offer a range of crop insurance plans to protect your yield, including multiple peril crop insurance, crop hail insurance, and named peril insurance. Whether you have crops in multiple counties or operate on a smaller scale, our experienced agents will work with you to design a policy that fits your specific risk management needs and production goals.

Health & Life Insurance

Protecting your health and the well-being of your loved ones is paramount. We offer a wide selection of health insurance plans from reputable carriers, working closely with you to find a plan that aligns with your budget and healthcare needs. Our agents can also guide you through the complexities of long-term care insurance, helping you assess your long-term care needs and secure a plan that provides financial security during unforeseen health challenges.

Your Dedicated Insurance Partner

At Earnest Insurance Agency, we are more than just an insurance provider; we are your trusted partner in navigating the world of insurance. We are committed to providing personalized service, competitive rates, and comprehensive coverage to protect what matters most to you.