Business Details
44 Years
experience
Your Trusted Local Insurance Partner in Ruston, LA
Founded in 1982, Louisiana Insurance Services has built a legacy of customer-centric insurance solutions rooted in over four decades of local expertise. Our independent agency model allows us to search multiple providers to secure personalized coverage that balances value and protection for families and businesses. With a team of seasoned professionals, we prioritize community involvement and ethical service, ensuring clients receive tailored policies that meet their unique needs. Our commitment to transparency and long-term relationships has solidified our reputation as a trusted advisor in Louisiana. We specialize in life, disability, home, auto, and commercial insurance, backed by a philosophy of service over price.Our agency's leadership includes industry veterans with combined decades of experience, including Terry Ewing, who established our foundation of integrity. We actively engage in local organizations and church communities, reflecting our dedication to the regions we serve. Clients benefit from our deep understanding of regional risks, particularly in southern states prone to natural disasters. Our team undergoes continuous professional development to maintain technical expertise in evolving insurance landscapes. This combination of local knowledge, industry experience, and client-focused service defines our approach to protecting Louisiana families and businesses.
Services
Home Insurance
Auto Insurance
Business Insurance
Life Insurance
Disability Insurance
Renter's Insurance
Umbrella Insurance
ATV Insurance
Long Term Care
Camp Dwelling Fire
Details
- Year established: 1982
Highlights and features
- We've provided value-driven insurance solutions for over 40 years in Louisiana
- Our independent agency model accesses multiple carriers for optimal pricing
- Experienced team includes industry veterans with specialized insurance expertise
- Community-focused approach with deep local market knowledge
- Personalized service from agents committed to long-term client relationships
What people say
Amazing
Available
Accommodating
Best bunch of people
Perfect policy
Services
Home Insurance
Our home insurance protects against fire, theft, and natural disasters while covering property repairs, personal belongings, and liability claims. Policies include living expense reimbursement during displacement and medical coverage for injuries on your property. With specialized knowledge of Louisiana's hurricane risks, we help clients select appropriate coverage limits and perils.
Business Insurance
We provide comprehensive business insurance solutions including property protection, liability coverage, and risk management strategies. Our agents help Louisiana businesses find policies that protect against operational risks while ensuring compliance with industry-specific requirements. Personal service includes policy reviews and claims assistance from experienced commercial lines specialists.
Auto Insurance
Our auto insurance policies cover liability, collision, and comprehensive damages while offering uninsured motorist protection and medical payments. We help clients balance coverage needs with budget considerations, providing personalized recommendations based on driving history, vehicle value, and specific risk factors in Louisiana's driving environment.
Life Insurance
We offer life insurance solutions that provide financial security for families and business partners. Our policies help protect against income loss while offering customizable terms and coverage amounts. Agents work with clients to determine appropriate protection levels based on family needs, debts, and long-term financial goals.
Umbrella Insurance
Our umbrella insurance provides additional liability coverage beyond standard auto and home policies. This protects assets from major lawsuits or claims exceeding primary policy limits. We help clients assess risk exposure and implement coverage that safeguards personal and business assets from catastrophic financial loss.
People
Terry O. Ewing
Founder
With nearly 50 years in insurance, Terry founded Louisiana Insurance Services in 1982 after operating Ewing Insurance Agency. He served on the Independent Insurance Agents of Louisiana board and multiple company councils, building a legacy of customer-value focus.
Adam Ewing
Agency President
Adam joined in 2007 and purchased the company in 2018. He manages company relations and personnel while producing life and commercial lines policies. His leadership maintains the agency's commitment to personalized service and community involvement.
Layne Davison
Vice President
A Louisiana Tech MBA graduate, Layne specializes in risk management solutions. He demystifies insurance processes while maintaining focus on best products at competitive rates. His client-centered approach reflects the agency's core values of integrity and service excellence.
Susan Wilson
Commercial Lines CSR
With 30 years' experience and property/casualty licensing, Susan services commercial accounts while balancing community involvement through children's ministry work. Her expertise ensures businesses maintain proper protection through personalized policy management.
John McIntyre
Commercial Sales Manager
Since 2013, John has combined banking experience with insurance expertise to serve commercial clients. He manages day-to-day operations while maintaining property/casualty licensing, providing clients with comprehensive commercial insurance solutions backed by financial industry knowledge.
Questions
How do you find the best insurance coverage?
As independent agents, we access multiple carriers to compare policies and pricing, focusing on value rather than lowest cost to find optimal coverage for your specific needs.
What insurance products do you offer?
We provide home, auto, life, disability, business, umbrella, and recreational vehicle insurance, along with long-term care and renter's coverage tailored to Louisiana residents.
How does your community involvement benefit clients?
Our local roots and community engagement help us understand regional risks and client needs, enabling more personalized service and better-informed insurance recommendations.
What happens if I need to file a claim?
We provide hands-on support throughout the claims process, leveraging our local presence to assist with documentation, communication, and timely resolution of home and business insurance claims.
Do you offer policy reviews?
Yes, our agents regularly review coverage with clients to ensure policies adapt to changing life circumstances, asset values, and business needs while maintaining appropriate protection levels.
Why choose an independent agency?
Our independence allows unbiased recommendations across multiple carriers, ensuring you receive comprehensive coverage options and competitive pricing without being tied to a single provider.
