Business Details
34 Years
experience
Your Trusted Insurance Partner in Washington Township, NJ
Roxanne DiJosie Insurance Agency has served clients across Pennsylvania and New Jersey for over two decades, specializing in tailored insurance solutions for complex needs. Our expertise spans auto, commercial, life, and homeowners insurance, with a focus on hard-to-place cases involving high-risk drivers, coastal properties, and vacant buildings. Licensed in both states, we partner with 11 major carriers and surplus lines to deliver competitive rates while maintaining personalized service.Our team combines decades of industry experience with deep local knowledge to protect individuals and businesses. Affiliated with regional chambers and professional networks, we prioritize client education and proactive risk management. Through strategic carrier partnerships like Lloyds of London and Progressive, we ensure comprehensive coverage options. Our commitment to transparency and community engagement underscores our approach to insurance brokerage.
Services
Auto Insurance
Commercial Insurance
Life Insurance
Homeowners Insurance
Workers Compensation
Classic Car Insurance
Surplus Lines
Property Insurance
Liability Coverage
Risk Management
Details
- Year established: 1992
Highlights and features
- We offer 23+ years of specialized insurance brokerage experience
- Our team partners with 11 major carriers including Lloyds of London
- We specialize in high-risk cases others often decline
- Licensed in both Pennsylvania and New Jersey markets
- Our agents maintain active community professional affiliations
Services
Commercial Insurance
We provide comprehensive commercial insurance solutions protecting businesses from financial loss due to property damage, liability claims, and operational risks. Our offerings include general liability, product liability, commercial auto, and workers compensation coverage. Partnering with top carriers like USLI and Wesco Insurance, we specialize in crafting policies for high-risk industries and unique business scenarios.
Auto Insurance
Our auto insurance services protect drivers against financial loss from accidents, theft, and other vehicle-related incidents. We offer standard coverage for personal vehicles alongside specialized policies for high-risk drivers and classic cars through partnerships with Progressive, Mercury, and Hagerty Insurance. Our team secures competitive rates while ensuring adequate protection for diverse driving profiles.
Life Insurance
We offer life insurance policies designed to protect beneficiaries from financial hardship following the policyholder's death. Our solutions include term and permanent life coverage options that address estate planning needs, income replacement, and final expense management. Appointed with major life insurance providers, we help clients select appropriate coverage amounts and policy structures.
Homeowners Insurance
Our homeowners insurance policies safeguard properties against losses from fire, theft, and natural disasters. Covering both standard residences and challenging cases like coastal properties, we partner with Mercury and Travelers to provide comprehensive dwelling protection, personal liability coverage, and additional living expense benefits for policyholders.
Hard-to-Place Insurance
We specialize in securing insurance for complex cases that standard carriers typically decline. This includes coverage for high-risk drivers with problematic records, vacant commercial properties, and coastal real estate. Our access to surplus lines markets and relationships with specialty carriers enable us to develop solutions for challenging insurance scenarios across multiple policy types.
People
Roxanne DiJosie
Owner/Agent
With 36 years in financial services since 1979, Roxanne transitioned from banking to insurance in 1992. Holding licenses in PA and NJ, she specializes in personal and commercial lines. Active in local business networks, she relocated the agency to Washington Township in 2005 to better serve regional clients.
Debbie Poolos
Agent
Debbie joined the insurance industry in 2006 without prior experience. After completing professional training to become a licensed producer, she developed expertise in policy management. Her community involvement and commitment to client education have strengthened her effectiveness in serving policyholders' needs.
Karen DeStefano
Customer Service Representative
Karen has served as customer service representative since 2007, focusing on policy servicing and client communication. With 17 years in real estate prior to joining, she understands insurance's role in property transactions. Her priority remains ensuring smooth policy management and timely client support.
Questions
What types of insurance do you specialize in?
We specialize in auto, commercial, life, and homeowners insurance with particular expertise in hard-to-place cases involving high-risk drivers, coastal properties, and vacant buildings.
Do you handle difficult insurance cases?
Yes, we specialize in complex cases others often decline, including problematic driving records, commercial risks, and unique property situations through our surplus lines partnerships.
Which states do you serve?
We operate in both Pennsylvania and New Jersey, maintaining proper licensing and carrier relationships to serve clients across these states effectively.
What commercial insurance carriers do you work with?
We partner with major commercial carriers including Lloyds of London, USLI, Wesco Insurance, and Amtrust to provide comprehensive business coverage options.
How do you help clients save on insurance?
By leveraging relationships with 11 major carriers and surplus lines, we compare multiple options to secure competitive rates tailored to each client's specific risk profile.
