Business Details
33 Years
experience
Your Trusted Auto Dealership in Amarillo, TX
Auto Sales & Finance has been serving the Amarillo, Texas community since 1993, providing quality pre-owned vehicles and credit-building financing solutions. As a locally owned and operated dealership with an A+ accreditation from the Better Business Bureau, we prioritize customer satisfaction through personalized service and transparent practices. Our team specializes in helping individuals with diverse credit histories achieve vehicle ownership by offering flexible financing options and reporting full payment histories to major credit bureaus.With two convenient locations and a commitment to hassle-free transactions, we maintain a reputation for reliability, integrity, and community-focused service. Our inventory features late-model cars, trucks, vans, and SUVs, ensuring customers find dependable transportation that meets their needs and budget. We emphasize customer education, offering guidance through every step of the purchasing process while fostering long-term relationships built on trust and mutual respect.
Services
Pre-Owned Vehicles
Financing Solutions
Credit Building
Buy Here Pay Here
Vehicle Selection
Sales Consultation
Payment Reporting
Customer Support
Inventory Access
Credit Assessment
Details
- Year established: 1993
Highlights and features
- We offer buy-here-pay-here financing with immediate approval decisions
- Our team reports full payment history to major credit bureaus
- A+ Better Business Bureau accredited dealership since 1993
- Specialize in helping customers with bankruptcy, repossession, or no credit history
- Provide vehicle selection assistance for families and individual needs
Associations and certifications
- Better Business Bureau
What people say
Great experience
Helpful staff
Easy process
Credit improvement
Reliable vehicles
Services
Pre-Owned Vehicles
We offer a diverse inventory of late-model pre-owned cars, trucks, vans, and SUVs. Our selection caters to various budget requirements while maintaining quality standards. Each vehicle undergoes thorough inspection to ensure reliability for family and personal transportation needs.
Financing Solutions
Our in-house financing provides accessible options for customers with diverse credit histories. We specialize in helping those with bankruptcy, repossession, or no credit history obtain vehicle financing through our direct lending process without traditional bank involvement.
Credit Building
We report complete payment histories to major credit bureaus to help customers establish or rebuild credit. This service benefits first-time buyers and those recovering from financial difficulties through consistent, responsible payment tracking.
Buy Here Pay Here
Our buy-here-pay-here program offers immediate approval decisions and flexible payment arrangements. This service eliminates third-party lender requirements, providing streamlined vehicle ownership opportunities for customers with unique financial situations.
Vehicle Selection
Our experienced sales team assists customers in finding the perfect vehicle match for their needs. We provide personalized guidance through our inventory, offering expert advice on vehicle features, pricing options, and long-term value considerations.
Questions
What credit requirements do you have for financing?
We specialize in working with all credit profiles, including bankruptcy, repossession, or no credit history. Our in-house financing offers approval opportunities where traditional lenders may decline.
How does your buy-here-pay-here program work?
Our direct financing program allows immediate approval decisions without bank involvement. Customers make payments directly to us with flexible terms designed to accommodate various financial situations.
Do you report payments to credit bureaus?
Yes, we report complete payment histories to major credit bureaus, helping customers establish or rebuild credit through consistent, responsible payment records.
What types of vehicles do you offer?
Our inventory includes late-model pre-owned cars, trucks, vans, and SUVs from various manufacturers, ensuring options for different family needs and budget requirements.
Are there any down payment requirements?
We offer low down payments starting at $500 with flexible financing options. Our team works to find solutions that match individual financial circumstances.
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