Business Details
Your Trusted Insurance Partner in Denver
Adams Ellsworth has served the insurance needs of Denver for decades, offering a refreshing approach where insurance is straightforward, personalized, and built on trust. As an independent agency, we collaborate with multiple insurance providers to compare coverage and costs, ensuring clients receive the best value tailored to their unique needs. Founded on the principle that insurance should be comforting, we prioritize understanding our clients lives and businesses to provide policies that protect what matters most. Our team, led by Colorado-licensed agent Jake Fleck since 1991, combines deep local expertise with a commitment to transparency and client-centric service. We specialize in auto, home, commercial, and life insurance, alongside specialized coverage for unique assets like classic cars and watercraft.Our reputation is built on decades of helping clients navigate claims efficiently and securing competitive rates through annual policy reviews. With a focus on education and personalized guidance, we empower clients to make informed decisions without the complexity often associated with insurance. Our dedication to the Denver community extends to supporting local businesses and homeowners, ensuring they are protected against unforeseen events. By maintaining relationships with top-rated insurers, we guarantee reliable support when clients need it most. Our mission remains unchanged: to simplify insurance, deliver exceptional service, and provide peace of mind through comprehensive, affordable coverage.
Services
Auto Insurance
Homeowners Insurance
Commercial Property Insurance
Life Insurance
Workers Compensation
Flood Insurance
Motorcycle Insurance
Personal Umbrella Insurance
Renters Insurance
Business Auto Insurance
Highlights and features
- We offer independent, unbiased comparisons across multiple insurers for optimal value.
- Our team provides personalized service with deep local knowledge of Denver's insurance needs.
- Decades of experience in securing competitive rates and comprehensive coverage.
- We prioritize transparency, with no hidden fees or complex policy language.
- Annual policy reviews ensure your coverage adapts to life's changing circumstances.
What people say
Best coverage at competitive rates
Prompt and honest claims assessment
Personalized service for 20+ years
Expert guidance on policy options
Quick response to inquiries
Services
Auto Insurance
Auto Insurance protects vehicles against financial loss from accidents, theft, or natural disasters. Policies cover repairs, medical expenses, and liability claims. Adams Ellsworth offers tailored plans for cars, trucks, motorcycles, and specialty vehicles, ensuring compliance with Colorado's requirements while prioritizing competitive rates and comprehensive protection for drivers in Denver.
Homeowners Insurance
Homeowners Insurance safeguards your primary asset against damage from fire, storms, or vandalism. Adams Ellsworth provides policies covering property repairs, personal liability, and additional living expenses during displacement. We specialize in customized coverage for Denver homes, including flood and earthquake endorsements, ensuring protection against regional risks and maintaining asset value.
Commercial Property Insurance
Commercial Property Insurance covers business assets like buildings and equipment against fire, theft, or natural disasters. Adams Ellsworth offers policies tailored to Denver's small and medium businesses, protecting physical assets critical to operations. Coverage includes repairs, replacement costs, and business interruption support, ensuring continuity during recovery from covered losses.
Workers Compensation
Workers Compensation provides medical care and wage replacement for employees injured on the job. Adams Ellsworth helps Denver businesses secure policies that comply with Colorado law while reducing liability risks. Coverage includes medical treatment, rehabilitation, and legal protection, fostering safer workplaces and minimizing financial disruptions from workplace injuries.
Life Insurance
Life Insurance ensures financial security for loved ones after the policyholder's death. Adams Ellsworth offers term and permanent policies tailored to Colorado residents' needs, covering funeral costs, debts, and future expenses. We provide guidance on coverage amounts, policy types, and living benefits, ensuring families maintain financial stability and long-term planning goals.
People
Jake Fleck
Owner
Jake Fleck, a Colorado-licensed insurance agent since 1991, founded Adams Ellsworth on principles of trust and personalized service. With decades of experience, he specializes in matching Denver clients with tailored insurance solutions across auto, home, and commercial lines. Jake prioritizes annual policy reviews to ensure competitive rates and coverage adaptability, earning client loyalty through transparency and prompt claims support.
Questions
What factors affect my auto insurance rate in Colorado?
Your rate depends on driving history, vehicle type, location, and coverage limits. Adams Ellsworth compares providers to ensure competitive pricing tailored to your profile.
Do I need flood insurance in Denver?
Standard homeowners policies exclude flood damage. Adams Ellsworth recommends flood insurance for Denver properties in high-risk areas to cover water-related losses.
How does a Business Owners Policy (BOP) benefit small businesses?
A BOP bundles property, liability, and business interruption coverage at a lower cost than separate policies, offering streamlined protection for Denver small businesses.
Can I customize my homeowners insurance?
Yes. Adams Ellsworth offers endorsements for valuables, flood/earthquake coverage, and liability limits to tailor policies to Denver homeowners' unique needs.
What life insurance types are available?
We offer term life for temporary needs and permanent policies (whole/universal) for lifelong coverage with cash value growth options in Colorado.
