Business Details
Your Trusted Insurance Partner in Desoto, TX
At Knott Insurance Group, we bring over three decades of industry expertise to deliver tailored insurance solutions for individuals and businesses across Texas. As an independent agency, we prioritize client needs by offering access to multiple top-rated carriers, ensuring competitive pricing and comprehensive coverage. Our dedicated team serves the Desoto, Dallas/Ft Worth, and statewide Texas communities with personalized service, specializing in auto, home, and commercial insurance products.We focus on educating clients about their options, minimizing risks, and providing seamless claims support. With a commitment to transparency and local market knowledge, we strive to build long-term relationships grounded in trust and exceptional service.
Services
Auto Insurance
Homeowners Insurance
Business Owners Policy
Commercial Auto
General Liability
Workers Compensation
Commercial Property
Cyber Liability
Professional Liability
Highlights and features
- We offer 30+ years of experience in Texas insurance markets.
- Our independent agency model provides access to multiple top-rated carriers.
- Dedicated team offers personalized service for every client.
- Comprehensive coverage options for personal and commercial needs.
- Local expertise in Desoto and Dallas/Ft Worth area risks.
What people say
Personalized service
Competitive pricing
Knowledgeable agents
Quick quotes
Local expertise
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to Texas drivers' needs. Our policies include collision, comprehensive, liability, and uninsured motorist coverage options with flexible deductibles. Our agents help clients understand coverage limits, state requirements, and available discounts to ensure optimal protection for personal and commercial vehicles.
Homeowners Insurance
Our homeowners insurance policies protect Texas properties against fire, theft, and weather-related damages. Coverage includes property repairs, personal belongings protection, liability coverage, and temporary living expenses. We offer specialized plans for high-value homes, rental properties, and vacation residences while ensuring compliance with mortgage requirements.
Business Owners Policy
We deliver customized Business Owners Policies combining property, liability, and business interruption coverage. Our solutions protect Texas small and medium businesses against physical damage, operational risks, and income loss from covered events. Policies can include equipment breakdown, crime, and signage coverage extensions tailored to specific industries.
Commercial Auto Insurance
Our commercial auto policies protect Texas businesses using vehicles for work purposes. Coverage includes liability, collision, comprehensive, and uninsured motorist options for trucks, vans, and company fleets. We specialize in policies for businesses requiring high liability limits, specialized equipment transport, or employee-operated vehicles.
General Liability Insurance
We provide essential liability protection for Texas businesses against third-party claims of bodily injury or property damage. Our policies cover legal defense costs, medical expenses, and settlement payments. We offer specialized coverage for contractors, service providers, and high-risk industries with customized risk management strategies.
People
Ron Knott
Agent
With over 30 years in the insurance industry, Ron Knott leads our agency's commitment to personalized service. He specializes in evaluating Texas businesses' unique risks and developing comprehensive coverage solutions tailored to their operational needs.
Gracie Romero
CSR
Gracie Romero provides expert client support as a Customer Service Representative. She assists Desoto area clients with policy management, claims processing, and coverage evaluations while maintaining our agency's commitment to responsive, personalized service.
Evelyn Cantu
CSR
Evelyn Cantu supports our clients as a dedicated Customer Service Representative. She helps Texas residents and businesses navigate insurance options, ensuring clear communication and timely resolution of policy-related inquiries.
Questions
How can I lower my insurance premium?
Carry a higher deductible or qualify for available discounts. Our agents help identify cost-saving options without compromising coverage.
What home damages aren't covered by standard policies?
Floods, earthquakes, nuclear accidents, wars, intentional damage, and normal wear typically require additional coverage endorsements.
Why choose independent insurance agents?
We offer multiple carrier options to find best-fit solutions, providing unbiased recommendations tailored to your specific needs.
What commercial auto coverage do I need?
Coverage depends on business use, vehicle type, and risk exposure. We assess your operations to recommend appropriate liability and physical damage limits.
How do I file a claim?
Contact our office directly or use carrier-specific portals. Our team guides you through documentation and coordinates with adjusters for timely resolution.
Do you offer policy bundling discounts?
Yes, combining multiple policies often qualifies for multi-line discounts. Ask our agents about current bundling opportunities.
