Business Details
37 Years
experience
Your Trusted Local Insurance Partner in North Yarmouth, ME
Averill Insurance has served the Cumberland and North Yarmouth communities since 1989 as a locally owned, independent insurance agency. Our mission centers on delivering personalized service in an industry increasingly dominated by streamlined, impersonal approaches. We prioritize sound growth while maintaining an unwavering commitment to client relationships, ensuring individuals and businesses receive tailored insurance solutions. Our team of experienced professionals works diligently to help clients navigate personal and commercial coverage options, fostering peace of mind through comprehensive protection strategies. Decades of community trust validate our approach, combining expertise with a dedication to understanding each client's unique needs.We provide reliable advice and prompt service, ensuring clients feel confident in their insurance decisions. Our philosophy emphasizes long-term relationships over transactional interactions, positioning us as a trusted partner in risk management. From health and life insurance to commercial policies, we offer resources to address diverse financial protection requirements. Our office maintains accessibility for payments, claims reporting, and consultations without requiring appointments. This client-first ethos has sustained our reputation as a dependable local insurance authority.
Services
Personal Insurance
Commercial Insurance
Life & Benefits
Health Insurance
Auto Insurance
Home Insurance
Risk Management
Policy Consultations
Claims Assistance
Coverage Recommendations
Details
- Year established: 1989
Highlights and features
- We've served Cumberland and North Yarmouth communities since 1989 with personalized insurance solutions
- Our team provides tailored coverage options for both personal and commercial insurance needs
- We maintain an unwavering commitment to client relationships over transactional interactions
- Our local expertise ensures deep understanding of regional insurance requirements
- We offer prompt service for claims, payments, and consultations without appointment requirements
What people say
Personalized service
Knowledgeable staff
Prompt claims assistance
Community commitment
Tailored solutions
Services
Personal Insurance
We provide comprehensive personal insurance solutions tailored to individual needs. Our offerings include auto, home, and life insurance policies designed to protect personal assets and provide financial security. Our experienced team works closely with clients to create customized protection plans that adapt to changing life circumstances.
Commercial Insurance
Our commercial insurance services safeguard businesses against industry-specific risks. We offer property, liability, and workers' compensation coverage tailored to different business sizes and sectors. Our approach combines risk assessment expertise with customized policy solutions to ensure comprehensive business protection.
Life & Benefits
We provide life insurance and employee benefits solutions to protect families and businesses. Our offerings include term life, whole life, and disability insurance policies. We help clients understand their long-term financial protection needs and implement appropriate coverage strategies.
Health Insurance
We offer health insurance guidance and recommendations for individuals and families. Our services include evaluating different plan options and helping clients understand coverage requirements. We focus on finding appropriate medical protection solutions that balance cost and coverage needs.
Auto Insurance
Our auto insurance services provide protection for personal and commercial vehicles. We offer policies covering liability, collision, and comprehensive damages. Our team helps clients understand coverage options for new and used vehicles, including weekend car purchases and rental car scenarios.
People
Marilyn J. Matthews
President
With decades of insurance experience, Marilyn leads Averill Insurance's strategic direction while maintaining client relationships. She ensures our team upholds the highest service standards established since 1989.
Susan J. Copp
Vice President
Susan oversees daily operations and client service delivery. Her extensive insurance knowledge helps maintain our commitment to personalized service while managing business growth effectively.
Karen W. Gallati
Personal Lines Manager
Karen specializes in personal insurance solutions, helping clients protect their assets with tailored coverage options. Her expertise ensures clients receive appropriate personal risk management strategies.
Brenda L. Spurling
Commercial Lines Manager
Brenda focuses on business insurance solutions, understanding unique commercial risks to provide comprehensive protection. Her industry knowledge helps businesses navigate complex insurance requirements.
Roberta Riolo
Office Administrator
Roberta manages front desk operations and client communications. Her organizational skills ensure smooth office operations while maintaining our welcoming, client-focused environment.
Questions
Do you provide health insurance options?
We offer health insurance guidance and recommendations for individuals and families, helping evaluate different plan options that meet your needs.
Can I purchase a vehicle over the weekend?
Yes, most policies provide temporary coverage for new vehicles, typically extending four days to secure proper insurance adjustments with your agent.
When should I add my child to my policy?
Notify us when your child gets a driver's permit - some companies add them as non-rated drivers until they obtain full licensure.
Does my policy cover rental cars?
Full coverage policies extend to rental vehicles within North America for up to 30 days, following your policy's broadest coverage terms.
Is flood damage covered under homeowners insurance?
Standard homeowners policies don't cover floods, but we can help arrange specialized coverage through endorsements for water-related risks.
What happens if a neighbor's tree damages my home?
Your homeowners policy typically covers damage from fallen trees unless prior decay was documented, in which case liability may apply.