Business Details
25 Years
experience
Emergency
services
Your Trusted Partner for Native Community Financial Services
Native American Bank was founded in 2001 through a collaborative effort by twenty Tribal Nations and Alaska Native Corporations to address systemic financial barriers in Native communities. As the first national American Indian-owned community development bank, we hold a Community Reinvestment Act (CRA) rating of 'Outstanding' and maintain certification as a Community Development Financial Institution (CDFI). Our operations span retail branches in Denver, Colorado, and Browning, Montana, with a loan production office in Issaquah, Washington, and a new retail branch in Tulalip, Washington. We specialize in serving Native American and Alaska Native individuals, enterprises, and governments while extending our services to a broader customer base aligned with our values of financial sustainability and community empowerment.Our lending portfolio demonstrates focused impact, with 95% of loans directed toward Native- and Tribal-owned companies and 90% supporting projects in underserved areas. Over five years, we've facilitated $128 million in loans for $250 million of development projects across Indian Country, maintaining a strategic commitment to economic independence through tailored financial solutions.
Services
Personal Checking
Business Loans
Credit Cards
Online eBanking
Certificates of Deposit
Commercial Real Estate Loans
Youth Savings Accounts
Elder Checking Accounts
Money Market Accounts
Agribusiness Financing
Details
- Year established: 2001
Highlights and features
- We specialize in serving Native American and Alaska Native communities nationwide
- Our lending programs support $250 million in development projects across Indian Country
- We maintain an 'Outstanding' Community Reinvestment Act examination rating
- Our team understands unique Tribal Law and Trust Land requirements
- We offer government-guaranteed loan programs through SBA, BIA, and USDA partnerships
Associations and certifications
- Community Development Financial Institution (CDFI)
- Community Reinvestment Act (CRA)
Services
Business Loans
We provide tailored business loan solutions for Native-owned enterprises and tribal organizations. Our offerings include secured term loans, revolving lines of credit, and commercial real estate financing. Government-guaranteed programs through SBA, BIA, and USDA provide favorable terms for qualified borrowers. Our experienced team understands the unique legal and regulatory considerations of tribal lending across all 50 states.
Personal Checking
Our personal checking accounts serve diverse financial needs with options like standard checking, interest-bearing accounts, and elder-focused products. Features include no monthly fees for qualifying balances, free bill pay, and customized debit card options. Specialized accounts support financial education for youth while maintaining accessibility for everyday banking needs.
Online eBanking
Our digital banking platform offers 24/7 account access with tools for money management and financial planning. Features include mobile deposit, bill payment, account insights, and real-time transaction monitoring. The platform supports secure remote banking for customers nationwide while maintaining compliance with federal financial regulations.
Certificates of Deposit
We offer certificate of deposit options with competitive rates for customers seeking secure savings solutions. Terms range from short-term to long-term investments with customizable compounding frequencies. Specialized programs accommodate large deposits while maintaining FDIC insurance coverage up to applicable limits.
Community Development
Our core mission focuses on economic development in Native communities through targeted financial programs. We implement lending initiatives that address historical capital access barriers while supporting job creation and infrastructure development. Our CRA-rated activities demonstrate measurable impact through $250 million in supported projects over five years.
Questions
Does Native American Bank serve non-Native customers?
While we specialize in serving Native American communities, our banking services are available to all customers regardless of background or affiliation.
Can I access my account 24/7?
Yes, our online banking platform provides 24/7 account access with mobile deposit and transaction monitoring features available at any time.
What loan programs do you offer?
We offer SBA, BIA, and USDA government-guaranteed loan programs alongside conventional business and personal lending options tailored to Native communities.
Do you have ATMs available?
Yes, we have ATMs at all branch locations in Denver, Browning, and Tulalip that operate 24/7 with deposit and withdrawal capabilities.
How does the bank support Native communities?
We focus 95% of our lending on Native-owned businesses and direct 90% of commercial loans toward underserved areas, supporting economic development through specialized financial programs.
Are there special accounts for tribal members?
We offer elder checking accounts with fee waivers and youth savings programs designed to meet specific community needs while maintaining standard banking options for all customers.