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Our Mission

Founded in 1952, Ozark Federal Credit Union (OFCU) has been proudly serving members in Southeast and South-Central Missouri for over 60 years. Our mission is to provide affordable financial services, promote community development, and empower individuals and small businesses in the communities we serve.

Who can join?

Membership in OFCU is open to anyone who lives, works, worships, or attends school in Christian, Crawford, Dent, Douglas, Franklin, Greene, Madison, Miller, Phelps, or Shannon counties in Missouri. Additionally, immediate family members of current members are eligible to join.

Our Services

We offer an array of financial services to meet your diverse needs, including:

Personal Banking

  • Convenient online and mobile banking
  • Secure account options with free checking and savings accounts
  • Competitive rates on savings and investment products
  • Personal loans with flexible terms and competitive rates

Loan Solutions

  • Consumer loans for various purposes, with convenient repayment options
  • Mortgage loans for homeownership, including first mortgages and refinancing options
  • Credit card consolidation and personal loan consolidation options
  • Auto loans for new and used vehicles

Business Solutions

  • Business checking and savings accounts
  • Commercial loans tailored to your business needs
  • Specialized financing options for equipment, vehicles, and real estate

Beyond Banking

  • Financial education resources and workshops
  • Credit counseling and debt management assistance
  • Community outreach programs and partnerships

Dedicated to our members

At OFCU, we prioritize member experience and are committed to providing personalized and responsive service. Our friendly and knowledgeable staff is dedicated to understanding your unique financial needs and offering tailored solutions.

Our Values

  • People helping people: We believe in the power of collaborative community to achieve financial success.
  • Accessibility and convenience: We strive to provide seamless and easy-to-use financial services.
  • Financial education: We empower our members to make informed financial decisions.
  • Community commitment: We actively invest in the growth and development of our communities.

Join OFCU today and experience the difference a community-based financial institution can make in your life!

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