Business Details
34 Years
experience
Your Trusted Financial Advisers in Redwood City
Founded in 1992, our firm has dedicated decades to guiding clients through market fluctuations with personalized investment strategies. As a Registered Investment Advisor (RIA) with the SEC, we act as fiduciaries, prioritizing client needs through comprehensive financial planning, retirement management, and wealth preservation. Our team combines extensive industry experience with a commitment to education, ensuring clients understand investment dynamics and long-term growth opportunities.Headquartered in Redwood City, California, we serve individuals, families, and businesses across Silicon Valley and beyond. Our approach emphasizes transparency, ethical practices, and tailored solutions to help clients achieve financial security and legacy planning goals.
Services
Investment Management
Retirement Planning
Financial Planning
401(k) Consulting
Tax Strategy
College Funding
Wealth Preservation
Details
- Year established: 1992
Highlights and features
- We act as a fiduciary, legally obligated to prioritize your interests.
- Decades of experience navigating market cycles since 1986.
- Personalized investment strategies tailored to individual financial goals.
- No compensation received from referral partners for unbiased advice.
- Comprehensive services covering wealth management, retirement, and tax planning.
Associations and certifications
- Registered Investment Advisor (RIA)
Services
Investment Management
EYH Advisors provides customized investment management by selecting appropriate assets, implementing strategic allocations, and continuously monitoring portfolios. We rebalance investments as needed to align with evolving financial goals and market conditions. Our process emphasizes low-cost, diversified solutions using no-load mutual funds and ETFs to optimize risk-adjusted returns for long-term growth.
Retirement Planning
Our retirement planning service creates tailored strategies considering income projections, social security optimization, and budgeting. We develop realistic roadmaps to meet retirement goals while addressing tax implications and income sources. Regular reviews ensure clients stay on track, with adjustments made for life changes or market shifts to maintain financial security during retirement years.
401(k) Consulting
EYH acts as a co-fiduciary for business retirement plans, offering provider selection, investment policy statement creation, and compliance monitoring. We analyze fund performance, provide quarterly benchmarking reports, and educate plan participants. Our services include fiduciary protection through documented processes and ongoing investment oversight to ensure plan objectives are met.
Tax Strategy
Strategic tax planning focuses on minimizing liabilities through tax harvesting in taxable accounts and optimizing account selections. We analyze stock options, implement tax-efficient funding strategies, and coordinate with external tax professionals. This service integrates with overall financial planning to enhance after-tax returns and long-term wealth preservation.
College Funding
Our college planning service identifies appropriate funding vehicles, develops contribution strategies, and selects optimal investment options. We analyze financial aid implications, tax benefits, and savings growth projections to create cost-effective education funding solutions. The service integrates with overall wealth management to balance educational goals with other financial priorities.
People
Derek Hobbs
President & Financial Advisor
With over 35 years in finance, Derek leads investment strategy at EYH. He holds an MBA in Finance, Series 65 license, and has been quoted in major financial publications. He actively contributes to community organizations and non-profits.
Carlos Perez
Financial Advisor
Carlos brings 30+ years of investment management expertise. A Harvard MBA graduate, he founded two charitable foundations supporting student-athletes. His experience includes pension plan analysis and quantitative portfolio management for large institutional clients.
Rosalee Young
Administrator
Rosalee has served EYH since 1989, combining administrative leadership with investment advisory expertise. She holds a BA in Secondary Education and maintains SEC registration as an investment advisor representative since 1994.
Amy Hobbs
Administrator
Amy manages client administration and website operations at EYH. With a liberal arts background, she balances financial services work with community involvement, including volunteer roles at Lucile Packard Children's Hospital.
Questions
What is EYH Advisors' minimum account requirement?
We require a minimum of $500,000, though exceptions may be made for select clients.
Why should I choose EYH Advisors for financial planning?
Our fiduciary duty, decades of market experience, and personalized strategies prioritize your long-term financial success.
How do I open an account with EYH Advisors?
Contact us to schedule a consultation, after which we'll open your account at Charles Schwab.
What services do you offer for business retirement plans?
We provide 401(k) consulting, fiduciary support, investment selection, and compliance guidance for businesses.
Do you offer tax optimization strategies?
Yes, we implement tax harvesting, stock option analysis, and account selection to minimize tax liabilities.
