Call Now
Website
Call
Business Details
Emergency
services
Your Trusted Insurance Partner in Cape Coral, FL
Established by Michael Sullivan, our agency combines decades of insurance expertise with personalized service. We specialize in Auto, Homeowners, Life, and Commercial Insurance across Florida, prioritizing a needs-based approach to meet unique client requirements. Our team holds advanced degrees and industry certifications, ensuring comprehensive risk management solutions. As active community members, we offer annual scholarships and provide bilingual services in Spanish.

With a 4.8/5 Google rating from 149 reviews, our commitment to exceptional customer support has made us a trusted advisor for Florida residents, particularly those transferring from out-of-state locations.
Services
Auto Insurance Homeowners Insurance Life Insurance Commercial Insurance Renters Insurance Condo Insurance Pet Insurance Boat Insurance Motorcycle Insurance Business Insurance
Highlights and features
  • We offer free quotes on Auto, Life, and Home Insurance
  • Our team provides annual scholarships for Cape Coral students
  • Bilingual services available in Spanish
  • Specialized assistance for out-of-state transfers to Florida
  • 4.8/5 customer satisfaction rating based on 149 reviews
What people say
Exceptional customer service Knowledgeable staff Personalized solutions Bilingual support available Community involvement
Services
Auto Insurance
Our Auto Insurance protects Florida drivers with customizable coverage options including liability, collision, and comprehensive protection. We specialize in assisting clients transferring from out-of-state policies while ensuring compliance with Florida's unique insurance requirements. Our experienced team helps clients understand coverage limits and deductibles to find optimal protection.
Homeowners Insurance
We offer comprehensive Homeowners Insurance covering property damage, personal liability, and additional living expenses. Our policies protect against common Florida risks including hurricanes and water damage. We recommend annual policy reviews to ensure adequate coverage as property values and personal circumstances change over time.
Life Insurance
Our Life Insurance solutions provide financial protection for families through term and permanent life policies. We help clients determine appropriate coverage amounts based on income replacement needs, mortgage protection, and future education costs. September Life Insurance Awareness Month consultations include personalized policy evaluations.
Commercial Insurance
We provide tailored Commercial Insurance packages for Florida businesses including property, liability, and business interruption coverage. Our policies protect against industry-specific risks while meeting state regulatory requirements. We serve diverse business types from small local operations to expanding enterprises across Southwest Florida.
Renters Insurance
Our Renters Insurance offers affordable protection for personal belongings and liability coverage. Policies include additional living expenses coverage in case of displacement. We educate clients about coordinating coverage with landlord policies and understanding common exclusions like flood damage.
People
Michael Sullivan
Agent
Holds B.S. from Villanova University and M.Ed. from University of Massachusetts. Recognized as Pinellas County Math Teacher of the Year in 2001. Provides annual scholarships for Cape Coral students and leads a bilingual insurance team.
Adenia Poladian
Licensed Associate
Born and raised in Cape Coral with 2.5 years insurance experience. Specializes in customer service while maintaining office positivity. Fluent in Spanish and active in community outreach programs through the agency.
Alyssa Eckes
Licensed Representative
13-year agency veteran licensed in Home, Auto, Life and Health. Recognized for attention to detail and relationship-building. Crossfit coach and advocate for team collaboration. Holds multiple industry certifications.
Bill Cochran
Agency Operations Manager
Licensed since 2006 with West Virginia University finance background. Ensures team resources meet customer needs through experience-based solutions. Specializes in training new staff and policyholder education.
Ismaray Morales
Office Leader
Fluent Spanish speaker with 11 years agency experience. Graduated from Florida Gulf Coast University with Social Work degree. Known for exceptional customer service and educational approach to insurance solutions.
Questions
What insurance products do you offer?
We offer Auto, Homeowners, Life, Renters, Condo, Commercial, Pet, Boat, and Motorcycle Insurance, along with Banking and Annuity products.
Do you serve areas outside Cape Coral?
Yes, we serve all of Florida including Lee County, Collier County, Fort Myers, Sanibel, and Bonita Beach.
Are you available for emergencies?
Yes, we offer 24/7 availability by call or text for emergency insurance needs and policyholder support.
Can you help with out-of-state insurance transfers?
Yes, we specialize in assisting Florida residents with out-of-state insurance transfers to Lee and Collier Counties.
Do you offer free insurance quotes?
Yes, we provide free quotes for Auto, Life, and Home Insurance policies tailored to your specific needs.
Is your office bilingual?
Yes, our office provides insurance services in both English and Spanish to better serve our community.