Lighthouse Financial

At Lighthouse Financial Management, we are dedicated to providing comprehensive financial planning services to individuals and families across the United States. Our mission is to help our clients build confidence in their financial future with the necessary tools and knowledge to make informed decisions about their investments, savings, taxes, and retirement plans. As fiduciaries, we are committed to placing your interest above ours as we guide you in building, preserving, and transferring wealth.

Our Story

Our financial planning firm has roots in a well-established accounting practice that serviced businesses and individuals in the Westerly, Rhode Island area. Stephen C Poplaski started the firm in 1980, providing traditional public accounting and tax services. Over the years, Steve found that his passion was working with business owners to help them streamline their operations and improve profitability. After going through the planning process, the business owners would often be so pleased with the results that they asked Steve to provide the same level of analysis to their personal finances. So Steve set out to expand his knowledge leading him to become a Certified Financial Planner TM professional, then on to graduate school.

Our Services

We offer a range of financial planning services designed to help our clients achieve their financial goals. Our services include:

• Sensible Planning: We help our clients create a comprehensive financial plan that aligns with their goals and values.
• Taxes: Our emphasis on income tax planning and preparation gives us a unique insight into the interaction of tax on retirement income needs and other financial goals.
• Investments: We offer a disciplined, academically based investment experience tailored to each client's needs.
• Retirement: We help our clients plan for a secure and sustainable retirement income stream.
• Estate Planning: We assist our clients in planning for the transfer of their wealth to future generations.
• Risk Management: We help our clients identify and mitigate potential risks that could impact their financial well-being.

Our Approach

As fee-only advisors, we are paid directly by our clients based on the assets under our continuous management. This compensation method is the most transparent and objective way to charge for services, as we do not sell products or receive commissions from any recommendations we make. Our investment strategies are disciplined and academically based, and we construct diversified investment portfolios that align with each client's risk profile.