Business Details
42 Years
experience
Your Trusted Mortgage Partner in Buffalo, NY
Since 1984, HUNT Mortgage has been dedicated to simplifying home financing through innovative solutions and personalized service. Our team of NMLS-certified Mortgage Consultants specializes in a wide range of loan options, including fixed-rate, FHA, VA, and jumbo mortgages, tailored to meet diverse financial needs. We prioritize transparency, offering tools like our proprietary mortgage app for loan tracking and a home value estimator to empower informed decisions. With a proven track record of fast approvals and competitive rates, we combine decades of industry expertise with cutting-edge technology to streamline the homebuying and refinancing processes.Our commitment to client satisfaction is reflected in our $1,000 Pre-Purchase Guarantee and Second Look Program, ensuring clients secure optimal terms. Recognized for exceptional service, we maintain a client-centric approach that emphasizes clear communication, financial education, and long-term relationship-building.
Services
Fixed-Rate Mortgages
FHA Loans
VA Loans
Jumbo Loans
Refinancing
Specialty Loans
Pre-Purchase Commitment
Second Look Program
Mortgage App
Home Value Tool
Details
- Year established: 1984
Highlights and features
- We offer over 35 years of mortgage expertise since 1984.
- Our $1,000 Guarantee strengthens your home purchase offer.
- We provide a Second Look Program with a $50 gift card to improve your mortgage rate.
- Our team includes NMLS-certified Mortgage Consultants.
- We offer 24/7 access to our mortgage app for loan tracking.
What people say
Knowledgeable and responsive team
Saved us a ton of money
Smooth and enjoyable experience
Excellent communication
Delightful staff
Services
Fixed-Rate Mortgages
Fixed-rate mortgages provide stable monthly payments with interest rates locked for the loan term. Ideal for buyers seeking predictable costs, these loans protect against market fluctuations. HUNT Mortgage offers competitive rates and terms from 15 to 30 years, helping clients build equity while maintaining budget certainty.
FHA Home Loans
FHA-insured loans enable low down payments (as little as 3.5%) and flexible credit requirements. Designed for first-time buyers, these loans feature lower interest rates but require mortgage insurance premiums. HUNT Mortgage guides clients through FHA loan benefits, including reduced closing costs and easier approval processes.
VA Loans
VA loans offer 100% financing with no down payment or private mortgage insurance. Available to eligible veterans and service members, these loans include competitive rates and flexible terms. HUNT Mortgage assists with VA eligibility verification, certificate processing, and refinancing options like IRRRL.
Jumbo Loans
Jumbo loans finance properties exceeding conforming loan limits ($726,200). These loans require stronger credit profiles and larger down payments but offer tailored terms for luxury or high-value properties. HUNT Mortgage provides expert underwriting and competitive rates for clients seeking premium real estate financing.
Refinancing
Refinancing options help clients lower payments, shorten loan terms, or access home equity. HUNT Mortgage evaluates current rates, credit scores, and home values to determine optimal refinancing strategies. Services include rate-and-term refinancing, cash-out options, and VA loan IRRRL programs for eligible borrowers.
People
Karen M Fuhrey
President
Karen M Fuhrey leads HUNT Mortgage with over 35 years of industry experience, driving innovation in mortgage solutions. She oversees strategic growth while maintaining a client-focused approach to home financing.
Jim Johnson
Regional Sales Manager
Jim Johnson manages regional sales operations, leveraging 20+ years in mortgage consulting to connect clients with tailored financing solutions across multiple states.
Nancy Callari Frank
Mortgage Consultant
Nancy Callari Frank specializes in guiding clients through FHA and conventional loans, combining local market expertise with personalized service to simplify complex mortgage processes.
Thomas Ferrara
Vice President
Thomas Ferrara oversees operations in New York and Florida, ensuring compliance with regulatory standards while maintaining HUNT Mortgage's commitment to fast, transparent loan approvals.
Patrick Clouden
Mortgage Consultant
Patrick Clouden assists clients with home purchase and refinance transactions, utilizing his NMLS-certified expertise to deliver competitive mortgage solutions in Western New York.
Questions
What down payment programs does HUNT Mortgage offer?
We offer low- and zero-down payment options including FHA loans (3.5% down), VA loans (0% down), and specialized programs for first-time buyers.
Can I get pre-approved before finding a home?
Yes! Our Pre-Purchase Commitment provides a fully underwritten approval valid for 90 days, giving sellers confidence in your offer.
How do mortgage interest rates work?
Rates depend on market conditions, loan type, credit score, and down payment. We offer fixed rates (stable payments) and adjustable rates (initially lower, then variable).
What loan types are available for veterans?
VA loans offer 100% financing with no PMI. We assist with VA eligibility verification, purchase loans, and IRRRL refinancing for eligible service members and veterans.
How can I check my home's value?
Use our 'What's Your Home Worth?' tool for three instant valuations, equity analysis, and refinancing options based on your property's current market data.
What is the Second Look Program?
Our Second Look Program reviews existing mortgage offers to find better rates, including a $50 gift card just for trying our rate comparison service.
